305 S State St, Clarksdale, MS 38614 Property Records

Coahoma County property record for 305 S State St, Clarksdale, MS 38614

Property Summary

Property TypeCommercial
Details8,154 sqft · built 1950
Lot Size0.722 acres (31,491 sqft)
OwnerCompany Name on Record
Tax Bill$5,637 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN394 231300004 0000300

Property Details

APN / Parcel Number

Primary APN394 231300004 0000300

Interior

Building Area8,154 sqft Adjusted Area
1st Floor Area8,000 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area31,491 sqft (0.722 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address305 S STATE ST
CityCLARKSDALE
StateMS
Zip38614-6313
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 3 & 4 BLK 4
Legal SubdivisionRIVERTON ADD # 4
Legal Block4
Legal Lot Number3-4
JurisdictionCOAHOMA MS
Township / Civil Division5
Census Block Group4
Census Block4007
Census Tract950500

Owner

Source: Coahoma County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3585 ANISTON DR, SOUTHAVEN, MS 38672-7073
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOAHOMA MS
Property Address305 S STATE ST, CLARKSDALE, MS 38614-6313
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 S STATE ST, CLARKSDALE, MS 38614-6313

Mortgage

Document Number02022/2497
DateMay 19, 2022
Book Page2022/2497
Instrument20222497
Lender
NameSOUTHERN BANCORP BANK
TypeBank
Agreement
AmountAmount Recorded
Term240 Months
DueMay 5, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Coahoma County assessment roll, as of December 11, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyCoahoma County
MunicipalityClarksdale City
Unified School DistrictClarksdale Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,637.00 (+4.27%)$23,564 (-) Land $4,500 Building $19,064$157,093 (-) Land $30,000 Building $127,093
2024$5,406.00 (+2.17%)
2023$5,291.00 (-0.32%)$23,564 Land $4,500 Building $19,064$157,093 Land $30,000 Building $127,093
2022$5,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims24 (1981–2016)
Claims Outside the SFHA21 of 24
Most Recent ClaimMar 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Feb 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLARKDALE WATER ASSN # 1
public/private · serves 4,500 people · EPA ID MS0380001
Water SourceGroundwater
Last State InspectionNov 2025
Also Mapped HereCLARKSDALE PUBLIC UTILITIES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

Nearby Properties on S State St

Nearby Streets

Search Property Records by Address or Parcel Number