305 S Simon St, Ada, OH 45810 Property Records

Hardin County property record for 305 S Simon St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,328 sqft
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Jul 2021)
Tax Bill	$933 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-030033.0000`

Property Details

APN / Parcel Number

Primary APN	`25-030033.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,328 sqft Living Area
1st Floor Area	816 sqft
Upper Floors Area	512 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 S SIMON ST
City	ADA
State	OH
Zip	45810-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAMS 1ST 22
Legal Subdivision	REAMS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1007
Census Tract	402

Owner

305 S Simon St is owned by a company that bought it in July 2021.

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1246 SIERRA RIDGE DR, MIAMISBURG, OH 45342-4062
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Jul 8, 2021	Warranty Deed, Transfer · Line of Credit THE UNION BANK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Feb 2, 1989
Deed Document Number	20212380
Deed Book / Page	561 / 1520
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	305 S SIMON ST, ADA, OH 45810-1449
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00565/5092
Date	Aug 31, 2022
Book Page	565/5092
Instrument	2022002971

Lender

Name	THE UNION BANK CO
Type	Bank
Address	LIMA, OH 45804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2042

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jul 8, 2021
Property Address	305 S SIMON ST, ADA, OH 45810-1449
Document Number	00561/1520
Book / Page	561 / 1520
Instrument Date	Jul 2, 2021
Instrument	202100002380
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 SIERRA RIDGE DR, MIAMISBURG, OH 45342-4062
Investor	Possibly a Property Investor

Mortgage

Document Number	202100002381
Date	Jul 8, 2021
Instrument	202100002381

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2041

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00 (+1.41%)	$22,970 (-) Land $2,280 Building $20,690
2024	$920.00 (+0.33%)	$22,970 (-) Land $2,280 Building $20,690
2023	$917.00 (+28.07%)	$22,970 (+48.19%) Land $2,280 Building $20,690	$65,620 (+48.19%) Land $6,510 Building $59,110
2022	$716.00	$15,500 Land $2,210 Building $13,290
2020			$44,280 Land $6,310 Building $37,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 305 S Simon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 305 S Simon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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