1. Home
  2. Texas
  3. Williamson County
  4. Georgetown
  5. S Ridge Cir

305 S Ridge Cir, Georgetown, TX 78628 Property Records

Williamson County property record for 305 S Ridge Cir, Georgetown, TX 78628

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,850 sqft · built 1993
Lot Size0.293 acres (12,779 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (May 2018)
Tax Bill$4,889 (2025)
Deeds & MortgagesMay 2018 Mortgage
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNR-20-9900-0018-0069

Property Details

APN / Parcel Number

Primary APNR-20-9900-0018-0069
Alternative APNs
  • R049727
  • 108086

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,850 sqft Living Area
1st Floor Area1,409 sqft
2nd Floor Area1,441 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick Veneer
Roof TypeHip
Lot Area12,779 sqft (0.293 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area55 sqft
Patio Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR20990000180069
Street Address305 S RIDGE CIR
CityGEORGETOWN
StateTX
Zip78628-8210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER RIDGE SEC 2-A, BLOCK S, LOT 8
Legal SubdivisionRIVER RIDGE SEC 2-A
Legal BlockS
Legal Lot Number8
JurisdictionWILLIAMSON TX
Township / Civil DivisionROUND ROCK-GEORGETOWN
Census Block Group1
Census Block1018
Census Tract20123

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 S RIDGE CIR, GEORGETOWN, TX 78628-8210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2018Warranty Deed, Transfer
NATIONS RELIABLE LNDG
Oct 26, 2017Deed of Trust, Mortgage · Line of Credit
UNITED HERITAGE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleJun 12, 2007 · Amount on Record
Deed Document Number201845918
Prior Transfer DateMay 24, 2018
Prior Transfer Doc0000045918
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILLIAMSON TX
Recording DateMay 29, 2018
Property Address305 S RIDGE CIR, GEORGETOWN, TX 78628-8210
Document Number0000045918
Instrument DateMay 24, 2018
Instrument45918
Transaction TypeTransfer
Record UpdatedJun 15, 2018
Title CompanyCHICAGO TITLE/TX LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address305 S RIDGE CIR GEORGETOWN TX 786288210, GEORGETOWN, TX 78628-8210

Mortgage

Document Number45919
DateMay 29, 2018
Instrument45919
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
AmountAmount Recorded
Term360 Months
DueMay 28, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address305 S RIDGE CIR, GEORGETOWN, TX 78628-8210
Document Number0000101544
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 S RIDGE CIR GEORGETOWN TX 786288210, GEORGETOWN, TX 78628-8210

Mortgage

Document Number0000101544
DateNov 1, 2017
Instrument101544
Lender
NameUNITED HERITAGE CU
TypeCredit Union
AddressAUSTIN, TX 78758
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 31, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGeorgetown City
CountyWilliamson County
Unified School DistrictGeorgetown Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,889.00 (-16.57%) Homeowner's exemption Senior Citizen's exemption$515,474 (-11.58%) Land $99,000 Building $416,474$515,474 (-11.58%) Land $99,000 Building $416,474
2023$5,860.00 (-21.79%) Homeowner's exemption Senior Citizen's exemption$582,952 Land $105,000 Building $477,952$582,952 Land $105,000 Building $477,952
2022$7,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GEORGETOWN
serves 191,639 people · EPA ID TX2460001
Water SourceSurface water
Last State InspectionJul 2025
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area		940 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: SOS Communications, VTX Communications, Western Broadband.

Nearby Properties on S Ridge Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures