305 S Oak St, Springfield, GA 31329 Property Records

Effingham County property record for 305 S Oak St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	1 ba · 980 sqft · built 1940
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on File
Last Sale	$192,500 (Feb 2023)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S1070025000`

Property Details

APN / Parcel Number

Primary APN	`S1070025000`
Alternative APNs	`S1070025` `26666`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Heated Area
Flooring	Softwood
Interior Walls	Composition

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26666
Street Address	305 S OAK ST
City	SPRINGFIELD
State	GA
Zip	31329-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.39 AC LOT 9 & 60X130'
Legal Subdivision	CITYOFSPRINGFIELD
Legal Lot Number	9
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2069
Census Tract	30205

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Springfield Historic District listed 2021 · 307 contributing resources · NRIS 100006329

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

305 S Oak St is owned by a company that bought it in February 2023 and is owner-occupied.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	305 S OAK ST, SPRINGFIELD, GA 31329-6701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Government

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BANK
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY MOUNTAIN FUND I
Jan 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Prior Sale	Nov 1, 2022 · Amount on File
Deed Document Number	2023459
Deed Book / Page	2834 / 99
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 28, 2023
Property Address	305 S OAK ST, SPRINGFIELD, GA 31329-6701
Document Number	0002834/99
Book / Page	2834 / 99
Instrument Date	Feb 28, 2023
Instrument	2023-000459
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S OAK ST, SPRINGFIELD, GA 31329-6701

Mortgage

Document Number	2023001548
Date	Feb 28, 2023
Instrument	2023001548

Lender

Name	FLAGSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 28, 2022
Property Address	305 S OAK ST, SPRINGFIELD, GA 31329-6701
Document Number	0002817/83
Book / Page	2817 / 83
Instrument Date	Oct 28, 2022
Instrument	2022-003237
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 510, GUYTON, GA 31312-0510

Mortgage

Document Number	0000010845
Date	Oct 28, 2022
Instrument	010845

Lender

Name	BAY MOUNTAIN FUND I

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	3 Months
Due	Jan 1, 2023

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 13, 2017
Property Address	305 S OAK ST, SPRINGFIELD, GA 31329-6701
Document Number	002385/842
Book / Page	2385 / 842
Instrument Date	Jan 13, 2017
Instrument	2017-000106
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 PENN STA, SAVANNAH, GA 31410-3170

Tax Assessment & Valuation

The 2025 property tax bill for 305 S Oak St was $2,722 with a homeowner's exemption, up 7.1% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,598 (-) Land $10,296 Building $79,302	$223,995 (-) Land $25,740 Building $198,255
2025	$2,722.00 (+7.08%) Homeowner's exemption	$89,598 (+18.32%) Land $10,296 Building $79,302	$223,995 (+18.32%) Land $25,740 Building $198,255
2024	$2,542.00 Homeowner's exemption	$75,722 Land $10,296 Building $65,426	$189,305 Land $25,740 Building $163,565
2022	$846.00	$21,129 Land $7,020 Building $14,109	$52,823 Land $17,550 Building $35,273

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 305 S Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 S Oak St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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