Mississippi County property record for 305 S Matthews St, Charleston, MO 63834
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,410 sqft · built 1950 |
| Lot Size | 0.166 acres (7,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,032 (Mar 2022) |
| Tax Bill | $528 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2026 Line of Credit |
| APN | 09-3.0-05-003-055-008.000 |
| Primary APN | 09-3.0-05-003-055-008.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,238 sqft (0.166 acres) |
| Lot Dimensions | 77 ft deep x 94 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 4654000 |
|---|---|
| Street Address | 305 S MATTHEWS ST |
| City | CHARLESTON |
| State | MO |
| Zip | 63834-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE PT BLOCK 5 DEALS ADDN |
| Legal Range | 16E |
| Legal Township | 26N |
| Legal Section | 05 |
| Legal Subdivision | DEALS ADDN |
| Legal Block | 5 |
| Jurisdiction | MISSISSIPPI MO |
| Township / Civil Division | TYWAPPITY |
| Census Block Group | 4 |
| Census Block | 4079 |
| Census Tract | 950200 |
305 S Matthews St is owned and occupied by two individuals who bought it in March 2022.
Source: Mississippi County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 S MATTHEWS ST, CHARLESTON, MO 63834-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF CHARLESTON |
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF CHARLESTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on File |
| Deed Sale | Mar 10, 2022 · Amount on File |
| Deed Document Number | 2022382 |
| Deed Book / Page | 706 / 1 |
| Prior Transfer Date | Apr 15, 2009 |
| Prior Transfer Doc | 572/931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSISSIPPI MO |
| Recording Date | Aug 6, 2026 |
| Property Address | 305 S MATTHEWS ST, CHARLESTON, MO 63834-1722 |
| Document Number | 0000001146 |
| Book / Page | 745 / 89 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20261146 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 305 S MATTHEWS ST, CHARLESTON, MO 63834-1722 |
| Document Number | 0000001146, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 745/89 |
| Instrument | 20261146 |
| Name | BANK OF CHARLESTON |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSISSIPPI MO |
| Recording Date | Jul 31, 2026 |
| Property Address | 305 S MATTHEWS ST, CHARLESTON, MO 63834-1722 |
| Document Number | 0000001127 |
| Book / Page | 744 / 953 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20261127 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 305 S MATTHEWS ST, CHARLESTON, MO 63834-1722 |
| Document Number | 0000001127, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 744/953 |
| Instrument | 20261127 |
| Name | BANK OF CHARLESTON |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 305 S Matthews St was $528.
Source: Mississippi County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Mississippi County |
| Municipality | Charleston City |
| Unified School District | Charleston R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $528.00 | $9,800 | $51,600 Land $6,100 Building $45,500 |
| 2023 | $509.00 | $9,460 | $49,800 Land $6,100 Building $43,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 305 S Matthews St; there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 S Matthews St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON PWS serves 5,900 people · EPA ID MO4010160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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