Alleghany County property record for 305 S Main St, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1940 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,000 (Sep 2020) |
| Tax Bill | $685 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Sep 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3070787335 |
| Primary APN | 3070787335 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Metal Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80242 |
|---|---|
| Street Address | 305 S MAIN ST |
| City | SPARTA |
| State | NC |
| Zip | 28675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Subdivision | LINDA RICHARDSON & HOLLY SIMMO |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950200 |
Source: Alleghany County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5277 VELDA DAIRY RD, TALLAHASSEE, FL 32309-6723 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SKYLINE NATIONAL BANK |
| Sep 21, 2020 | Warranty Deed, Transfer |
| Apr 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage SKYLINE NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Apr 20, 2017 · Amount on Record |
| Deed Document Number | 20202111 |
| Deed Book / Page | 411 / 682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 305 S MAIN ST, SPARTA, NC 28675 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00386/1486 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 386/1486 |
| Instrument | 01470 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, NC 28675 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Sep 21, 2020 |
| Property Address | 305 S MAIN ST, SPARTA, NC 28675 |
| Document Number | 000411/682 |
| Book / Page | 411 / 682 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2111 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $156.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 76, SPARTA, NC 28675-0076 |
| Name | Verified Name |
|---|---|
| Address | 5277 VELDA DAIRY RD, TALLAHASSEE, FL 32309-6723 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Apr 20, 2017 |
| Property Address | 305 S MAIN ST, SPARTA, NC 28675 |
| Document Number | 00384/1450 |
| Book / Page | 384 / 1450 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 00712 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 152 FOREST LN, 152, STATE ROAD, NC 28676-9248 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 76, SPARTA, NC 28675-0076 |
| Document Number | 00384/1452 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 384/1452 |
| Instrument | 00713 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Address | INDEPENDENCE, VA 24348 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685.00 (+1.48%) | $92,100 (+1.43%) Land $40,500 Building $51,600 | $92,100 (+1.43%) Land $40,500 Building $51,600 |
| 2025 | $675.00 | ||
| 2023 | $90,800 Land $40,500 Building $50,300 | $90,800 Land $40,500 Building $50,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010 |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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