305 S Main St, Mount Prospect, IL 60056 Property Records

Cook County property record for 305 S Main St, Mount Prospect, IL 60056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,040 sqft · built 1941
Lot Size0.18 acres (7,850 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Jun 2021)
Tax Bill$7,242 (2023)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN08-12-126-003

Property Details

APN / Parcel Number

Primary APN08-12-126-003
Alternative APN
  • 08-12-126-003-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1942
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,850 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address305 S MAIN ST
CityMOUNT PROSPECT
StateIL
Zip60056-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(MEIERS) ADD TO (MOUNT)(PROSPECT) SUB IN THE NW LYING S OF RW OF C & NW RY NW SEC 12-41-11
Legal Range11E
Legal Township41N
Legal Section12
Legal SubdivisionMEIERS ADD TO MOUNT PROSPECT
Legal Block2
Legal Lot Number3
JurisdictionCOOK IL
Township / Civil DivisionELK GROVE
Census Block Group5
Census Block5020
Census Tract804901

Owner

305 S Main St is owned and occupied by an individual who bought it in June 2021.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address305 S MAIN ST, MOUNT PROSPECT, IL 60056-3108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Warranty Deed, Transfer · Conventional Mortgage
US MORTGAGE FUNDING INC
Jan 13, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2021 · Amount on File
Deed SaleJun 3, 2021 · Amount on File
Prior SaleMar 22, 2006 · Amount on File
Deed Document Number202112039
Prior Transfer DateJun 9, 1999
Prior Transfer Doc0000000540
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 3, 2021
Property Address305 S MAIN ST, MOUNT PROSPECT, IL 60056-3108
Document Number0015412039
Instrument DateMay 6, 2021
Instrument2115412039
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyPRECISION TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address305 S MAIN ST, MOUNT PROSPECT, IL 60056-3108

Mortgage

Document Number0015412040
DateJun 3, 2021
Instrument2115412040
Lender
NameUS MORTGAGE FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051
Interest
Rate2.99%

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateJan 13, 2020
Property Address305 S MAIN ST, MOUNT PROSPECT, IL 60056-3108
Document Number2001345000
Instrument DateMay 31, 2019
Instrument1345000
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address303 S MAIN ST MOUNT PROSPECT IL 600563108, MOUNT PROSPECT, IL 60056-3108

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionElk Grove Township
MunicipalityMount Prospect Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictMount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,000 Land $9,420 Building $20,580$300,000 Land $94,200 Building $205,800
2023$7,242.00 (+4.01%)
2022$6,963.00 Homeowner's exemption$26,000 Land $7,850 Building $18,150$260,000 Land $78,500 Building $181,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 S Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1987)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 1987 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT PROSPECT
serves 41,000 people · EPA ID IL0311980
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Zentro.

Nearby Properties on S Main St

Nearby Streets

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