Montgomery County property record for 305 S Main St, Centerville, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,375 sqft · built 1958 |
| Lot Size | 0.537 acres (23,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $122,500 (Mar 1997) |
| Tax Bill | $6,011 (2024) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 00140 0002 |
| Primary APN | O68 00140 0002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,375 sqft Living Area |
| 1st Floor Area | 3,375 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,400 sqft (0.537 acres) |
| Lot Dimensions | 195 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 305 S MAIN ST |
|---|---|
| City | CENTERVILLE |
| State | OH |
| Zip | 45458-2565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 210 SON DEV CO 3 SEC 1 |
| Legal Subdivision | SON DEV CO 3 SEC 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 40403 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 S MAIN ST, CENTERVILLE, OH 45458-2565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 1997 · Amount on Record |
| Deed Sale | Mar 3, 1997 · Amount on Record |
| Deed Document Number | 0003832 |
| Deed Book / Page | 0000970134 / 0000000B09 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 305 S MAIN ST, CENTERVILLE, OH 45458-2565 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 305 S MAIN ST, CENTERVILLE, OH 45458-2565 |
| Document Number | 0000051147 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025-00051147 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 15, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94,820 (-) Land $19,670 Building $75,150 | ||
| 2024 | $6,011.00 (+9.19%) | ||
| 2023 | $5,505.00 (+0.77%) | $94,820 (+27.05%) Land $19,670 Building $75,150 | $270,910 (+27.06%) Land $56,200 Building $214,710 |
| 2022 | $5,463.00 | $74,630 Land $15,490 Building $59,140 | |
| 2020 | $213,210 Land $44,250 Building $168,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: altafiber Network Solutions, T-Mobile.
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