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305 S Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 305 S Howeth St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,010 sqft · built 2008
Lot Size0.119 acres (5,184 sqft)
OwnerIndividual Name on Record
Tax Bill$2,975 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2635-003-00007

Property Details

APN / Parcel Number

Primary APN2635-003-00007
Alternative APN
  • 113571

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,010 sqft Living Area
Gross Area1,356 sqft
1st Floor Area1,010 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area5,184 sqft (0.119 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area42 sqft
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number2635-003-00007
Street Address305 S HOWETH ST
CityGAINESVILLE
StateTX
Zip76240-5153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPERRY CE ADDN; BLOCK 3; LOT 7 S PT
Legal SubdivisionPERRY CE ADDN
Legal Block3
Legal Lot Number7S
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4032
Census Tract1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 HETTIE ST, DENTON, TX 76209-4509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateSep 24, 2021
Property Address305 S HOWETH ST, GAINESVILLE, TX 76240-5153
Document Number002451/133
Book / Page2451 / 133
Map ReferenceCAB B SL 34
Instrument DateSep 23, 2021
Instrument8209
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 505, DECATUR, TX 76234-0505

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 S HOWETCH ST, GAINESVILLE, TX 76240-5153

Mortgage

DateSep 24, 2021
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Mortgage

Document Number002451/138
DateSep 24, 2021
Book Page2451/138
Instrument8210
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,975.00 (+193.97%) Homeowner's exemption Senior Citizen's exemption$142,208 (+1%)$158,008 (-) Land $21,095 Building $136,913
2025$1,012.00 (+0.5%) Homeowner's exemption Senior Citizen's exemption$129,280 (+21%) Land $21,095 Building $136,913$158,008 (+5.63%) Land $21,095 Building $136,913
2024$1,007.00 (-32.28%)
2023$106,843 Land $19,177 Building $130,403$149,580 Land $19,177 Building $130,403
2022$1,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1989–2009)
Claims Outside the SFHA2 of 13
Most Recent ClaimApr 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 9 claims
  • Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
ElektraFi
Fixed Wireless		100 / 20

May also be available: Element8.

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