305 S Commerce St, Gainesville, TX 76240 Property Records

Cooke County property record for 305 S Commerce St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,166 sqft · built 1999
Lot Size0.213 acres (9,270 sqft)
OwnerIndividual Name on Record
Last Sale$124,700 (Mar 2006)
Tax Bill$5,399 (2025)
Flood ZoneZone X (minimal risk)
APN2365-000-00002

Property Details

APN / Parcel Number

Primary APN2365-000-00002
Alternative APN
  • 13706

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,166 sqft Living Area
Gross Area3,123 sqft
1st Floor Area2,166 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area9,270 sqft (0.213 acres)
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Carport Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area140 sqft
Storage Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2365-000-00002
Street Address305 S COMMERCE ST
CityGAINESVILLE
StateTX
Zip76240-4713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMILTON PLACE; LOT 2 & N 1/2 OF 1
Legal SubdivisionHAMILTON PLACE
Legal Lot Number2
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group5
Census Block5021
Census Tract1100

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 S COMMERCE ST, GAINESVILLE, TX 76240-4713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2006 · Amount on Record
Deed SaleMar 31, 2006 · Amount on Record
Deed Document Number200613080
Deed Book / Page1422 / 201
Prior Transfer DateMar 29, 2006
Prior Transfer Doc1422/201
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,399.00 (+13.95%) Homeowner's exemption$324,843 (+21%) Land $51,061 Building $279,819$330,880 (-1.25%) Land $51,061 Building $279,819
2024$4,738.00 (-3.38%)
2023$268,465 Land $42,535 Building $292,521$335,056 Land $42,535 Building $292,521
2022$4,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims26 (1981–2009)
Claims Outside the SFHA11 of 26
Most Recent ClaimApr 2009 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 12 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Element8, Nextlink, Verizon.

Nearby Properties on S Commerce St

Nearby Streets

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