305 S Circle Dr, Flora, IN 46929 Property Records

Carroll County property record for 305 S Circle Dr, Flora, IN 46929

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,602 sqft · built 2016
Lot Size0.248 acres (10,802 sqft)
OwnerIndividual Name on File
Tax Bill$1,767 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Feb 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-10-10-015-020.000-016

Property Details

APN / Parcel Number

Primary APN08-10-10-015-020.000-016
Alternative APNs
  • 00619183593
  • 0181502000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,602 sqft Living Area
1st Floor Area1,602 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,802 sqft (0.248 acres)
Lot Dimensions120 ft deep x 90 ft wide
Garage TypeAttached
Garage Area617 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00619183593
Street Address305 S CIRCLE DR
CityFLORA
StateIN
Zip46929-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR33
Legal Description018-15020-00 PRAIRIE VIEW SD LOT 10
Legal SubdivisionPRAIRIE VIEW
Legal Lot Number10
JurisdictionCARROLL IN
Township / Civil DivisionMONROE
Census Block Group1
Census Block1007
Census Tract959800

Owner

305 S Circle Dr is owned and occupied by an individual who acquired it in April 2017.

Source: Carroll County records, as of June 19, 2026

Owner of RecordIndividual Name on File
Mailing Address305 S CIRCLE DR, FLORA, IN 46929-1647
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · Line of Credit
HORIZON BANK
Feb 28, 2019Transfer on Death Deed, Transfer
Apr 17, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2017
Deed SaleApr 17, 2017
Prior SaleJul 14, 2016 · Amount on File
Deed Document Number20171188
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL IN
Property Address305 S CIRCLE DR, FLORA, IN 46929-1647
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 S CIRCLE DR, FLORA, IN 46929-1647

Mortgage

Document Number2023002260
DateAug 29, 2023
Instrument2023002260
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueSep 21, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCARROLL IN
Recording DateFeb 28, 2019
Property Address305 S CIRCLE DR, FLORA, IN 46929-1647
Document Number2019000591
Instrument DateFeb 27, 2019
Instrument2019000591
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address305 S CIRCLE DR, 305, FLORA, IN 46929-1647

Transferred To (Grantee/Buyer)

NameVerified Name

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL IN
Recording DateApr 17, 2017
Property Address305 S CIRCLE DR, FLORA, IN 46929-1647
Document Number2017001188
Map ReferencePL C-59
Instrument DateApr 14, 2017
Instrument2017001188
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 S CIRCLE DR, FLORA, IN 46929-1647

Tax Assessment & Valuation

The 2025 property tax bill for 305 S Circle Dr was $1,767 with a homeowner's exemption, down 15.7% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyCarroll County
County SubdivisionMonroe Township
MunicipalityFlora Town
Unified School DistrictCarroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,767.00 (-15.7%) Homeowner's exemption$225,100 Land $23,400 Building $201,700$225,100 Land $23,400 Building $201,700
2024$2,096.00
2023$201,100 (-0.98%) Land $23,400 Building $177,700$201,100 (-0.98%) Land $23,400 Building $177,700
2022$2,050.00 Homeowner's exemption$203,100 Land $23,400 Building $179,700$203,100 Land $23,400 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 S Circle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1983–1989)
Most Recent ClaimMay 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 S Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA WATER WORKS
serves 2,100 people · EPA ID IN5208003
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mulberry Cooperative Telephone Company
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
On-Ramp Indiana
Fixed Wireless
200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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