Steele County property record for 305 S Chambers Ave, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,845 sqft · built 1980 |
| Lot Size | 0.373 acres (16,248 sqft) |
| Owner | Company Name on File |
| Last Sale | $192,500 (Jul 2016) |
| Tax Bill | $5,422 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-136-0512 |
| Primary APN | 17-136-0512 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,845 sqft Finished Area |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Metal |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,248 sqft (0.373 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 305 S CHAMBERS AVE |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-3062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF HIGHLAND PARK - CHAMBERS BLK 5 W1/2 OF LOT 11 & LOT 12 RE-PLAT OF HIGHLAND PARK ADDN & N1/2 OF VACATED ALLEY TORREN |
| Legal Section | TW |
| Legal Subdivision | REPLAT OF HIGHLAND PARK - CHAMBERS |
| Legal Block | 5 |
| Legal Lot Number | 11-12 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960200 |
305 S Chambers Ave is owned by a company that bought it in July 2016 and is owner-occupied.
Source: Steele County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 305 S CHAMBERS AVE, OWATONNA, MN 55060-3062 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2016 · Amount on File |
| Deed Sale | Jul 7, 2016 · Amount on File |
| Deed Document Number | 201673877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 305 S CHAMBERS AVE, OWATONNA, MN 55060-3062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | T000079270 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | T000079270 |
| Name | ROUNDBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 305 S Chambers Ave was $5,422 with a homeowner's exemption.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,422.00 Homeowner's exemption | $396,200 (+6.73%) Land $48,900 Building $347,300 | $396,200 (+6.73%) Land $48,900 Building $347,300 |
| 2025 | $371,200 Land $48,900 Building $322,300 | $371,200 Land $48,900 Building $322,300 | |
| 2023 | $4,820.00 Homeowner's exemption | $321,100 Land $34,600 Building $286,500 | $321,100 Land $34,600 Building $286,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 S Chambers Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 S Chambers Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Minnesota WiFi.
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