305 S Acacia Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 305 S Acacia Ave, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,325 sqft · built 1951
Lot Size	0.201 acres (8,750 sqft)
Owner	Company Name on Record
Last Sale	$219,000 (Aug 2013)
Tax Bill	$999 (2026)
Deeds & Mortgages	Aug 2023 Second Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`259-260-320-000`

Property Details

APN / Parcel Number

Primary APN	`259-260-320-000`
Alternative APN	`259-260-32`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Modern
Construction Type	Wood
Lot Area	8,750 sqft (0.201 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-260-32
Street Address	305 S ACACIA AVE
City	RIPON
State	CA
Zip	95366-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST ACRES ADD BLK 5 LOT 3-5
Legal Subdivision	WEST ACRES ADD
Legal Block	2
Legal Lot Number	3-5
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2008
Census Tract	5001

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	305 S ACACIA AVE, RIPON, CA 95366-2626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2013 · Amount on Record
Deed Sale	Aug 28, 2013 · Amount on Record
Deed Document Number	2013110650
Prior Transfer Date	Aug 20, 2013
Prior Transfer Doc	0000110650
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	305 S ACACIA AVE, RIPON, CA 95366-2626
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S ACACIA AVE, RIPON, CA 95366-2626

Mortgage

Document Number	0000067171
Date	Aug 24, 2023
Instrument	2023-067171

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	305 S ACACIA AVE, RIPON, CA 95366-2626
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108471
Date	Sep 26, 2019
Instrument	2019-108471

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	305 S ACACIA AVE, RIPON, CA 95366-2626
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE 500 INC, TITLE 365 INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S ACACIA AVE, RIPON, CA 95366-2626

Mortgage

Document Number	0000059026
Date	Apr 2, 2021
Instrument	2021-059026

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$999.00 (+35.55%)
2025	$737.00 (+3.66%) Homeowner's exemption	$65,274 (+4.04%) Land $14,461 Building $50,813
2023	$711.00 (+1.72%) Homeowner's exemption	$62,741 Land $13,900 Building $48,841	$448,200
2022	$699.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband.

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