305 S 6th St, Eldridge, IA 52748 Property Records

Scott County property record for 305 S 6th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,242 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$2,530 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`931507404`

Property Details

APN / Parcel Number

Primary APN	`931507404`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,242 sqft Living Area
Basement Area	1,242 sqft
Finished Basement	550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	148 ft deep x 68 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	305 S 6TH ST
City	ELDRIDGE
State	IA
Zip	52748-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW VIEW ESTATES 3RD ADD LOT: 004 MEADOW VIEW ESTATES3RD ADD
Legal Subdivision	MEADOW VIEW ESTATES 3RD ADD
Legal Lot Number	4
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2004
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	305 S 6TH ST, ELDRIDGE, IA 52748-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENISYS FINANCIAL CORP
Nov 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENISYS FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	305 S 6TH ST, ELDRIDGE, IA 52748-1503
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200029452
Date	Nov 18, 2022
Instrument	202200029452

Lender

Name	GENISYS FINANCIAL CORP
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	16 Months
Due	Mar 1, 2024

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	305 S 6TH ST, ELDRIDGE, IA 52748-1503
Transaction Type	Mortgage
Record Updated	Dec 2, 2022
Title Company	NATIONS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200029443
Date	Nov 18, 2022
Instrument	202200029443

Lender

Name	GENISYS FINANCIAL CORP
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	136 Months
Due	Mar 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2006
Change Frequency	6 Months
Min Rate At Change	6.15%
Max Rate At Change	7.65%
Index	6-Month LIBOR
Max Rate	13.1%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,530.00	$238,100 (-) Land $65,200 Building $172,900	$238,100 (-) Land $65,200 Building $172,900
2025	$2,530.00 (+5.24%) Homeowner's exemption	$238,100 (+12.63%) Land $65,200 Building $172,900	$238,100 (+12.63%) Land $65,200 Building $172,900
2024	$2,404.00 (-5.35%)
2023		$211,400 Land $45,100 Building $166,300	$211,400 Land $45,100 Building $166,300
2022	$2,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S 6th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures