305 S 4th St, Malta, IL 60150 Property Records

DeKalb County property record for 305 S 4th St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.324 acres (14,130 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Sep 2017)
Tax Bill	$4,685 (2024)
Deeds & Mortgages	Aug 2024 Line of Credit Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-331-002`

Property Details

APN / Parcel Number

Primary APN	`07-23-331-002`

Exterior

Lot Area	14,130 sqft (0.324 acres)
Lot Dimensions	157 ft deep x 90 ft wide

Location & Zoning

Account Number	0723331002
Street Address	305 S 4TH ST
City	MALTA
State	IL
Zip	60150-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRAGUES ADDITION - S 24FT LOT 2 & ALL LOT 3 BLOCK 9
Legal Subdivision	SPRAGUES ADDITION
Legal Block	9
Legal Lot Number	2,3
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2083
Census Tract	300

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 S 4TH ST, MALTA, IL 60150-9575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Mar 8, 2019	Deed of Trust, Mortgage · Line of Credit OLD SECOND NAT'L BK
Sep 19, 2017	Grant Deed, Transfer · Conventional Mortgage OLD SECOND NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	20179226
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	305 S 4TH ST, MALTA, IL 60150-9575
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 S RIVER ST, AURORA, IL 60506-4173

Mortgage

Document Number	0000005717
Date	Aug 14, 2024
Instrument	2024005717

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	305 S 4TH ST, MALTA, IL 60150-9575
Document Number	0000001828
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S 4TH ST MALTA IL 601509575, MALTA, IL 60150-9575

Mortgage

Document Number	0000001828
Date	Mar 14, 2019
Instrument	1828

Lender

Name	OLD SECOND NAT'L BK
Type	Bank
Address	BURLINGTON, IL 60109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 19, 2017
Property Address	305 S 4TH ST, MALTA, IL 60150-9575
Document Number	0000009226
Instrument Date	Aug 30, 2017
Instrument	9226
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S 4TH ST MALTA IL 601509575, MALTA, IL 60150-9575

Mortgage

Document Number	9227
Date	Sep 19, 2017
Instrument	9227

Lender

Name	OLD SECOND NAT'L BK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,320 (+27.76%) Land $13,549 Building $59,771	$219,960 (+27.76%) Land $40,647 Building $179,313
2024	$4,685.00
2023		$57,387 Land $10,605 Building $46,782	$172,161 Land $31,815 Building $140,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

Nearby Properties on S 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures