305 S 2nd St, Denton, MD 21629 Property Records

Caroline County property record for 305 S 2nd St, Denton, MD 21629

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,024 sqft · built 1890
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jun 2024)
Tax Bill	$4,516 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-020118`

Property Details

APN / Parcel Number

Primary APN	`03-020118`
Alternative APNs	`3020118` `020118`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,024 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	528 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	020118
Street Address	305 S 2ND ST
City	DENTON
State	MD
Zip	21629-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Description	LOT 10080 SQ FT E/S 2ND ST DENTON
Legal Subdivision	TOWN DENTON
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1038
Census Tract	955302

Owner

305 S 2nd St is owned and occupied by two individuals who bought it in June 2024.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 S 2ND ST, DENTON, MD 21629-1226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 17, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on File
Deed Sale	Jun 11, 2024 · Amount on File
Prior Sale	May 23, 2022 · Amount on File
Deed Book / Page	1679 / 229
Prior Transfer Date	Oct 22, 2015
Prior Transfer Doc	0011820430
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	May 23, 2022
Property Address	305 S 2ND ST, DENTON, MD 21629-1226
Document Number	0015750286
Book / Page	1575 / 286
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	NOT AVAILABLE, EVANS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	305 S 2ND ST, DENTON, MD 21629-1226

Mortgage

Document Number	0001575292
Date	May 23, 2022
Instrument	1575-292

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	305 S 2ND ST, DENTON, MD 21629-1226
Document Number	0012890278
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S 2ND ST DENTON MD 216291226, DENTON, MD 21629-1226

Mortgage

Document Number	0012890278
Date	Dec 19, 2017
Book Page	001289/000278

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 305 S 2nd St was $4,516 with a homeowner's exemption, up 2.7% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Denton Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,516.00 (+2.71%) Homeowner's exemption	$275,700 (+0.66%)	$279,300 (+1.97%) Land $53,500 Building $225,800
2025	$4,397.00 Homeowner's exemption	$273,900 Land $53,500 Building $220,400	$273,900 Land $53,500 Building $220,400
2023	$3,912.00	$223,300	$273,900 Land $53,500 Building $220,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 S 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 4,848 people · EPA ID MD0050001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Simple Fiber.

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