305 Royal Tern Way, Carrabelle, FL 32322 Property Records

Franklin County property record for 305 Royal Tern Way, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Lot Size	0.203 acres (8,823 sqft)
Owner	Company Name on File
Tax Bill	$256 (2025)
Deeds & Mortgages	Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-07S-03W-1001-000F-0040`

Property Details

APN / Parcel Number

Primary APN	`05-07S-03W-1001-000F-0040`
Alternative APN	`03W07S051001000F0040`

Exterior

Lot Area	8,823 sqft (0.203 acres)

Location & Zoning

Street Address	305 ROYAL TERN WAY
City	CARRABELLE
State	FL
Zip	32322-8030
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	ST JAMES BAY PHASE II PB 8/23 BLOCK F LOT 4 OR 1200/231
Legal Range	03W
Legal Township	07S
Legal Section	05
Legal Subdivision	ST JAMES BAY PHASE II
Legal Phase	2
Legal Block	F
Legal Lot Number	4
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2073
Census Tract	970102

Owner

305 Royal Tern Way, vacant land, is owned by a company.

Source: Franklin County records, as of September 18, 2026

Owner of Record	Company Name on File
Mailing Address	160 LAUGHING LN, CARRABELLE, FL 32322
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 17, 2017
Property Address	305 ROYAL TERN WAY, CARRABELLE, FL 32322-8030
Document Number	0019004314
Book / Page	001200 / 000231
Instrument Date	Aug 14, 2017
Instrument	19004314
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	DODD TITLE COMPANY INC, DODD TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$4,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 CHARLOTTE PL CARY IL 600132707, CARY, IL 60013-2707
Investor	Possibly a Property Investor

Mortgage

Document Number	19004315
Date	Aug 17, 2017
Book Page	001200/000245
Instrument	19004315

Lender

Name	CENTENNIAL BK
Type	Bank
Address	22 AVENUE E, APALACHICOLA, FL 32320-1761

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 305 Royal Tern Way was $256, up 3.2% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$256.00 (+3.23%)	$38,250 (-) Land $38,250	$38,250 (-) Land $38,250
2024	$248.00 (+28.5%)	$38,250 (+53%) Land $38,250	$38,250 (+53%) Land $38,250
2023	$193.00 (+0.52%)	$25,000 (-) Land $25,000	$25,000 (-) Land $25,000
2022	$192.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Royal Tern Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Royal Tern Way is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Royal Tern Way

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