Rowan County property record for 305 Riverside Dr, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,550 sqft · built 2010 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Jan 2022) |
| Tax Bill | $2,610 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 640B030 |
| Primary APN | 640B030 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 250 sqft |
| Canopy | 620 sqft |
| Lean-To | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 305 RIVERSIDE DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-5504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .58AC L4,6A-7A & PT8A |
| Legal Subdivision | JAMES T HILL RLS |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50903 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 400, GRANITE QUARRY, NC 28072-0400 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 6, 2020 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on Record |
| Deed Sale | Jan 21, 2022 · Amount on Record |
| Prior Sale | Nov 9, 2006 · Amount on Record |
| Deed Book / Page | 1393 / 527 |
| Prior Transfer Date | May 15, 2009 |
| Prior Transfer Doc | 0011430247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 305 RIVERSIDE DR, SALISBURY, NC 28146-5504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013500891 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 1350/891 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 305 RIVERSIDE DR, SALISBURY, NC 28146-5504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013580084 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 1358/84 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,610.00 | $395,465 (-) Land $175,000 Building $220,465 | $395,465 (-) Land $175,000 Building $220,465 |
| 2025 | $2,610.00 | $395,465 (-) Land $175,000 Building $220,465 | |
| 2023 | $2,610.00 | $395,465 Land $175,000 Building $220,465 | $395,465 Land $175,000 Building $220,465 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Aug 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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