Chambers County property record for 305 River Oaks Dr, Baytown, TX 77523
| Property Type | Single Family Home |
|---|---|
| Details | 2,647 sqft · built 1994 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,750 (Oct 2025) |
| Tax Bill | $6,399 (2026) |
| Deeds & Mortgages | Jan 2025 Line of Credit Oct 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47700-00242-00100-001200 |
| Primary APN | 47700-00242-00100-001200 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,647 sqft Living Area |
| 1st Floor Area | 2,647 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Detached |
| Garage Area | 598 sqft |
| Porch | Porch |
| Porch Area | 528 sqft |
| Account Number | 21862 |
|---|---|
| Street Address | 305 RIVER OAKS DR |
| City | BAYTOWN |
| State | TX |
| Zip | 77523-8914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 1 RIVER OAKS |
| Legal Subdivision | RIVER OAKS |
| Jurisdiction | CHAMBERS TX |
| Township / Civil Division | MONT BELVIEU |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 710100 |
Source: Chambers County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 RIVER OAKS DR, BAYTOWN, TX 77523-8914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 8, 2025 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Oct 15, 2025 | Vendor's Lien, Transfer · Conventional Mortgage LEGEND LENDING CORP |
| Feb 21, 2020 | Deed of Trust, Mortgage VICTORIAN FIN |
| Jan 28, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Jan 31, 2019 | Loan Modification, Mortgage · Line of Credit FLAGSTAR BK |
| Dec 6, 2017 | Warranty Deed, Transfer · VA Mortgage VICTORIAN FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Dec 6, 2017 · Amount on Record |
| Deed Document Number | 2025218617 |
| Prior Transfer Date | Dec 4, 2023 |
| Prior Transfer Doc | 0000199165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Property Address | 305 RIVER OAKS DR, BAYTOWN, TX 77523-8914 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 305 RIVER OAKS DR, MONT BELVIEU, TX 77523-8914 |
| Document Number | 0000210115 |
|---|---|
| Date | Jan 8, 2025 |
| Instrument | 2025-210115 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 27, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Recording Date | Oct 15, 2025 |
| Property Address | 305 RIVER OAKS DR, BAYTOWN, TX 77523-8914 |
| Document Number | 0000218617 |
| Map Reference | VOL B PG 89 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025-218617 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | UNKNOWN, GREAT AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 RIVER OAKS DR, BAYTOWN, TX 77523-8914 |
| Document Number | 0000218618 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025-218618 |
| Name | LEGEND LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Property Address | 305 RIVER OAKS DR, MONT BELVIEU, TX 77523-8914 |
| Document Number | 0000151183 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 305 RIVER OAKS DR MONT BELVIEU TX 775238914, MONT BELVIEU, TX 77523-8914 |
| Document Number | 0000151183 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 151183 |
| Name | VICTORIAN FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15241 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Property Address | 305 RIVER OAKS DR, MONT BELVIEU, TX 77523-8914 |
| Document Number | 0000150187 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 17510 RED OAK DR #200 HOUSTON TX 770901304, 200, HOUSTON, TX 77090-1304 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Recording Date | Jan 31, 2019 |
| Property Address | 305 RIVER OAKS DR, MONT BELVIEU, TX 77523-8914 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 139401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Title Company | RED OAK TITLE COMPANY LLC, RED OAK TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 17510 RED OAK DR #200 HOUSTON TX 770901304, 200, HOUSTON, TX 77090-1304 |
| Investor | Possibly a Property Investor |
| Document Number | 0000139401 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 139401 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | 5151 CORPORATE DR, TROY, MI 48098-2639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 30, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Recording Date | Dec 6, 2017 |
| Property Address | 305 RIVER OAKS DR, MONT BELVIEU, TX 77523-8914 |
| Document Number | 0000127523 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 127523 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | GREAT AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 305 RIVER OAKS DR MONT BELVIEU TX 775238914, MONT BELVIEU, TX 77523-8914 |
| Document Number | 127524 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 127524 |
| Name | VICTORIAN FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15241 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2047 |
Source: Chambers County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Chambers County |
| Unified School District | Barbers Hill Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,399.00 (-18.66%) Homeowner's exemption | $410,000 (-26.4%) Land $37,500 Building $372,500 | $410,000 (-26.4%) Land $37,500 Building $372,500 |
| 2025 | $7,867.00 (+1,083.01%) Homeowner's exemption | $557,040 (+12.29%) Land $37,500 Building $519,540 | $557,040 (+12.29%) Land $37,500 Building $519,540 |
| 2024 | $496,080 (+4.59%) Land $37,500 Building $458,580 | $496,080 (+4.59%) Land $37,500 Building $458,580 | |
| 2023 | $665.00 (-38.82%) Homeowner's exemption | $474,300 Land $37,500 Building $436,800 | $474,300 Land $37,500 Building $436,800 |
| 2021 | $1,087.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 16 (1979–2024) |
| Claims Outside the SFHA | 11 of 16 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER OAKS SUBDIVISION private · serves 234 people · EPA ID TX0360090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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