305 Ridgewood Dr, Georgetown, TX 78628 Property Records

Williamson County property record for 305 Ridgewood Dr, Georgetown, TX 78628

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,180 sqft · built 1992
Lot Size0.86 acres (37,462 sqft)
Owner2 Individual Names on File
Last Sale$478,800 (Jun 2022)
Tax Bill$10,307 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APNR-20-9900-0020-0001

Property Details

APN / Parcel Number

Primary APNR-20-9900-0020-0001
Alternative APNs
  • R087135
  • 139418

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,180 sqft Living Area
1st Floor Area2,180 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2007
Roof MaterialOther
Lot Area37,462 sqft (0.86 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area271 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberR20990000200001
Street Address305 RIDGEWOOD DR
CityGEORGETOWN
StateTX
Zip78628-8366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS4464 - RIVER RIDGE SEC 2-C, BLOCK A, LOT 1, ACRES 0.86
Legal SubdivisionRIVER RIDGE SEC 2-C
Legal BlockA
Legal Lot Number1
JurisdictionWILLIAMSON TX
Township / Civil DivisionROUND ROCK-GEORGETOWN
Census Block Group1
Census Block1001
Census Tract20123

Owner

305 Ridgewood Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Williamson County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address305 RIDGEWOOD DR, GEORGETOWN, TX 78628-8366
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Line of Credit
AMPLIFY CU
Jun 27, 2022Vendor's Lien, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST MORTGAGE SOLUTIONS LLC
Sep 24, 2019Vendor's Lien, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2022 · Amount on File
Deed SaleJun 27, 2022 · Amount on File
Prior SaleSep 24, 2019 · Amount on File
Deed Document Number202276921
Prior Transfer DateSep 20, 2019
Prior Transfer Doc0000090345
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address305 RIDGEWOOD DR, GEORGETOWN, TX 78628-8366
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062968
DateJul 31, 2023
Instrument2023062968
Lender
NameAMPLIFY CU
TypeCredit Union
AddressAUSTIN, TX 78727
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILLIAMSON TX
Recording DateJun 27, 2022
Property Address305 RIDGEWOOD DR, GEORGETOWN, TX 78628-8366
Document Number0000076921
Map ReferenceCAB F SL 198
Instrument DateJun 24, 2022
Instrument2022076921
Transaction TypeTransfer
Record UpdatedJul 11, 2022
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 RIDGEWOOD DR, GEORGETOWN, TX 78628-8366

Mortgage

Document Number0000076922
DateJun 27, 2022
Instrument2022076922
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address305 RIDGEWOOD DR, GEORGETOWN, TX 78628-8366
Transaction TypeMortgage
Record UpdatedDec 16, 2021
Title CompanyTEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007694
DateJan 15, 2021
Instrument2021007694
Lender
NameFIRST MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

September 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILLIAMSON TX
Recording DateSep 24, 2019
Property Address305 RIDGEWOOD DR, GEORGETOWN, TX 78628-8366
Document Number0000090345
Map ReferenceCAB F SL 198
Instrument DateSep 20, 2019
Instrument2019090345
Transaction TypeTransfer
Record UpdatedMar 31, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 RIDGEWOOD DR, GEORGETOWN, TX 78628-8366

Mortgage

Document Number0000090346
DateSep 24, 2019
Instrument2019090346
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 305 Ridgewood Dr was $10,307 with a homeowner's exemption.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGeorgetown City
CountyWilliamson County
Unified School DistrictGeorgetown Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,307.00 Homeowner's exemption$628,322 Land $247,500 Building $380,822$628,322 Land $247,500 Building $380,822
2023$9,613.00 (+48.74%) Homeowner's exemption$604,797 Land $198,000 Building $406,797$604,797 Land $198,000 Building $406,797
2022$6,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Ridgewood Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Ridgewood Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GEORGETOWN
serves 191,639 people · EPA ID TX2460001
Water SourceSurface water
Last State InspectionJul 2025
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: FiberFirst, SOS Communications, T-Mobile, VTX Communications, Western Broadband.

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