305 Ridge Rd, Winchester, VA 22602 Property Records

Frederick County property record for 305 Ridge Rd, Winchester, VA 22602

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,080 sqft · built 1978
Lot Size0.31 acres (13,507 sqft)
Owner2 Individual Names on File
Last Sale$148,750 (Mar 2011)
Tax Bill$1,964 (2026)
Deeds & MortgagesNov 2019 Transfer
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54E1-E-3

Property Details

APN / Parcel Number

Primary APN54E1-E-3
Alternative APN
  • 8014813

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
Gross Area2,282 sqft
1st Floor Area1,080 sqft
Basement Area1,080 sqft
Finished Basement1,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,507 sqft (0.31 acres)
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8014813
Street Address305 RIDGE RD
CityWINCHESTER
StateVA
Zip22602-6474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionFREDERICK HEIGHTS L3 SE
Legal SubdivisionFREDERICK HEIGHTS
Legal Lot Number3
JurisdictionFREDERICK VA
Township / Civil DivisionRED BUD
Census Block Group3
Census Block3000
Census Tract51002

Owner

305 Ridge Rd is owned and occupied by two individuals who acquired it in October 2019.

Source: Frederick County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address305 RIDGE RD, WINCHESTER, VA 22602-6474
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2019Quit Claim Deed, Transfer
DIRECT TITLE SOLUTIONS INC
Jul 1, 2019Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2011 · Amount on File
Deed SaleMar 15, 2011 · Amount on File
Deed Book / Page1100 / 2401
Last Transfer DateOct 31, 2019
Transfer Doc0000011741
Record UpdatedSep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK VA
Recording DateNov 1, 2019
Property Address305 RIDGE RD, WINCHESTER, VA 22602-6474
Document Number0000011741
Instrument DateOct 31, 2019
Instrument11741
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyDIRECT TITLE SOLUTIONS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address305 RIDGE RD WINCHESTER VA 226026474, WINCHESTER, VA 22602-6474

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateJul 1, 2019
Property Address305 RIDGE RD, WINCHESTER, VA 22602-6474
Document Number0000006429
Instrument DateJun 28, 2019
Instrument6429
Transaction TypeTransfer
Record UpdatedAug 2, 2019
Title CompanyDIRECT TITLE SOLUTIONS INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$263.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address305 RIDGE RD WINCHESTER VA 226026474, WINCHESTER, VA 22602-6474

Mortgage

Document Number6430
DateJul 1, 2019
Instrument6430
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 305 Ridge Rd was $1,964, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,964.00 (+10.4%)$370,624 Land $93,000 Building $277,624$370,624 Land $93,000 Building $277,624
2025$1,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: AT&T.

Nearby Properties on Ridge Rd

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