Ocean County and Lacey Township property record for 305 Richard Rd, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 1970 |
| Lot Size | 0.143 acres (6,213 sqft) |
| Owner | Individual Name on File |
| Last Sale | $357,000 (Jul 2020) |
| Tax Bill | $7,190 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00219-0000-00045 |
| Primary APN | 13-00219-0000-00045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 6,213 sqft (0.143 acres) |
| Lot Width | 84 ft Width |
| Garage Type | Attached |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00018655 |
|---|---|
| Street Address | 305 RICHARD RD |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 84 X IRR |
| Legal Subdivision | FORKED RIVER POINT |
| Legal Block | 219 |
| Legal Lot Number | 45 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 732104 |
305 Richard Rd is owned and occupied by an individual who acquired it in November 2021.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 RICHARD RD, FORKED RIVER, NJ 08731-5101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 20, 2020 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on File |
| Deed Sale | Jul 20, 2020 · Amount on File |
| Prior Sale | Dec 6, 2005 · Amount on File |
| Deed Document Number | 202075337 |
| Deed Book / Page | 17971 / 1510 |
| Last Transfer Date | Nov 30, 2021 |
| Transfer Doc | 0188360714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 23, 2021 |
| Property Address | 305 RICHARD RD, FORKED RIVER, NJ 08731-5101 |
| Document Number | 0188360714 |
| Book / Page | 18836 / 714 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021181230 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | OCEANVIEW TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 RICHARD RD, FORKED RIVER, NJ 08731-5101 |
| Document Number | 2021181231 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2021181231 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 20, 2020 |
| Property Address | 305 RICHARD RD, FORKED RIVER, NJ 08731-5101 |
| Document Number | 0179711510 |
| Book / Page | 17971 / 1510 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2020075337 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | PEGASUS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,802.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 BRENTWOOD PL, 401, FORKED RIVER, NJ 08731-1620 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 305 RICHARD RD, FORKED RIVER, NJ 08731-5101 |
| Document Number | 2020075339 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020075339 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 305 Richard Rd was $7,190, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,900 (-) Land $156,200 Building $106,700 | $262,900 (-) Land $156,200 Building $106,700 | |
| 2025 | $7,190.00 (+7.94%) | $262,900 Land $156,200 Building $106,700 | $262,900 Land $156,200 Building $106,700 |
| 2024 | $6,661.00 | ||
| 2023 | $262,900 Land $156,200 Building $106,700 | $262,900 Land $156,200 Building $106,700 | |
| 2022 | $5,949.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Richard Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 295 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 230 (1979–2024) |
| Claims Outside the SFHA | 2 of 230 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Richard Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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