305 Raynes Dr, Caledonia, MI 49316 Property Records

Allegan County property record for 305 Raynes Dr, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,809 sqft · built 2016
Lot Size	3.42 acres (148,975 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jul 2025)
Tax Bill	$6,565 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-011-003-70`

Property Details

APN / Parcel Number

Primary APN	`13-011-003-70`
Alternative APN	`03-13-011-003-70`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,809 sqft Living Area
1st Floor Area	1,769 sqft
Basement Area	1,769 sqft
Unfinished Basement	1,769 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	148,975 sqft (3.42 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 RAYNES DR
City	CALEDONIA
State	MI
Zip	49316-9648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM W 1/4 COR TH S 50' TO POB TH S 62 DEG 16'29 E 410.36' TH S 86 DEG 09'19 E 246.47' TH S 312.26' TH W 374' TH N 500' TO POB SEC 11 T4N R11W (2016).
Legal Range	11W
Legal Township	04N
Legal Section	11
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	2
Census Block	2019
Census Tract	30402

Owner

305 Raynes Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 RAYNES DR, CALEDONIA, MI 49316-9648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · VA Mortgage PHH MORTGAGE SERVICES CORP
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on File
Deed Sale	Jul 8, 2025 · Amount on File
Prior Sale	Oct 26, 2016 · Amount on File
Deed Document Number	202510532
Deed Book / Page	5048 / 121
Prior Transfer Date	Jun 30, 2025
Prior Transfer Doc	005048/115
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	305 RAYNES DR, CALEDONIA, MI 49316-9648
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 RAYNES DR, CALEDONIA, MI 49316-9648

Mortgage

Document Number	005120/591
Date	Mar 23, 2026
Book Page	5120/591
Instrument	2026004131

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	305 RAYNES DR, CALEDONIA, MI 49316-9648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4129/549
Date	Apr 11, 2017
Book Page	4129/549

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 305 Raynes Dr was $6,565 with a homeowner's exemption, up 2.8% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,700 (+14.02%) Land $46,300 Building $273,400	$639,400 (+14.02%) Land $92,600 Building $546,800
2025	$6,565.00 (+2.82%) Homeowner's exemption	$280,400 Land $45,000 Building $235,400	$560,800 Land $90,000 Building $470,800
2024	$6,385.00
2023		$240,800 Land $45,000 Building $195,800	$481,600 Land $90,000 Building $391,600
2022	$5,801.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Raynes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Raynes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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