305 Ray St, Williamstown, PA 17098 Property Records

Dauphin County property record for 305 Ray St, Williamstown, PA 17098

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,036 sqft · built 1951
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$115,900 (Aug 2017)
Tax Bill	$1,761 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72-005-037`

Property Details

APN / Parcel Number

Primary APN	`72-005-037`
Alternative APN	`720050370000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	1,131 sqft
Upper Floors Area	905 sqft
Basement Area	1,131 sqft
Unfinished Basement	1,131 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Terrain	Rolling
Porch	Slab
Porch Area	190 sqft

Location & Zoning

Account Number	720050370000000
Street Address	305 RAY ST
City	WILLIAMSTOWN
State	PA
Zip	17098-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	DAUPHIN PA
Township / Civil Division	WILLIAMS
Census Block Group	1
Census Block	1037
Census Tract	24900

Owner

Source: Dauphin County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 RAY ST, WILLIAMSTOWN, PA 17098-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 23, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Apr 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Prior Sale	Apr 7, 2017 · Amount on Record
Deed Document Number	201721938
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAUPHIN PA
Property Address	305 RAY ST, WILLIAMSTOWN, PA 17098-1414
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 RAY ST, WILLIAMSTOWN, PA 17098-1414

Mortgage

Document Number	0000037171
Date	Dec 30, 2022
Instrument	20220037171

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Sep 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DAUPHIN PA
Recording Date	Aug 23, 2017
Property Address	305 RAY ST, WILLIAMSTOWN, PA 17098-1414
Document Number	0000021938
Instrument Date	Aug 17, 2017
Instrument	21938
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	FIRST ADVANTAGE SETTLEMENT SERVICES, FIRST ADVANTAGE SETTLEMENT SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,159.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 RAY ST WILLIAMSTOWN PA 170981414, WILLIAMSTOWN, PA 17098-1414

Mortgage

Document Number	21939
Date	Aug 23, 2017
Instrument	21939

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DAUPHIN PA
Recording Date	Apr 7, 2017
Property Address	305 RAY ST, WILLIAMSTOWN, PA 17098-1414
Document Number	0000008735
Instrument Date	Mar 30, 2017
Instrument	8735
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 SCHOOLHOUSE RD BERNVILLE PA 195068675, BERNVILLE, PA 19506-8675

Tax Assessment & Valuation

Source: Dauphin County assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Dauphin County
County Subdivision	Williams Township
Unified School District	Williams Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,761.00 (+20.37%)	$53,300 (-) Land $14,300 Building $39,000
2025			$53,300 (-) Land $14,300 Building $39,000
2024		$53,300 Land $14,300 Building $39,000
2023	$1,463.00		$53,300 Land $14,300 Building $39,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN BORO AUTH serves 2,390 people · EPA ID PA7220037
Water Source	Surface water
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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