305 Rathbun St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 305 Rathbun St, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,430 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$296,000 (Jan 2024)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Jun 2021 Refinance Oct 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20256650`

Property Details

APN / Parcel Number

Primary APN	`20256650`
Alternative APN	`WOON M:21D L:279 U:20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,430 sqft Living Area
Gross Area	2,884 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20256650
Street Address	305 RATHBUN ST
City	WOONSOCKET
State	RI
Zip	02895-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	279
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2022
Census Tract	18100

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	305 RATHBUN ST, WOONSOCKET, RI 02895-1272
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK
Jan 4, 2024	Executor's Deed, Transfer · Stand-Alone First Mortgage ANCHOR LOANS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Jul 16, 1993 · Amount on Record
Deed Book / Page	2849 / 158
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	305 RATHBUN ST, WOONSOCKET, RI 02895-1272
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002628-270
Date	Jun 4, 2021
Book Page	2628/270
Instrument	214686

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	305 RATHBUN ST, WOONSOCKET, RI 02895-1272
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002905-268
Date	Oct 18, 2024
Book Page	2905/268
Instrument	234856

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jan 4, 2024
Property Address	305 RATHBUN ST, WOONSOCKET, RI 02895-1272
Document Number	002849-158
Book / Page	2849 / 158
Instrument Date	Jan 4, 2024
Instrument	230855
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WHITEHALL WAY, BELLINGHAM, MA 02019-1875
Investor	Possibly a Property Investor

Mortgage

Document Number	0000230856
Date	Jan 4, 2024
Instrument	230856

Lender

Name	ANCHOR LOANS LP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,531.00 (+3%)	$314,400 (+28.22%) Land $84,000 Building $230,400	$350,486
2023	$3,428.00	$245,200 (-) Land $85,500 Building $159,700
2022	$3,428.00	$245,200 Land $85,500 Building $159,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	45 units insured incl. 45 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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