305 Providence Rd, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 305 Providence Rd, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,029 sqft · built 1972
Lot Size	0.325 acres (14,157 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2026)
Tax Bill	$3,384 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Dec 2018 Line of Credit
APN	`0193007000010`

Property Details

APN / Parcel Number

Primary APN	`0193007000010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
1st Floor Area	2,029 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	130 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	62 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 PROVIDENCE RD
City	CHESAPEAKE
State	VA
Zip	23325-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	2 BLK K GEORGETOWN COLONY SEC 5
Legal Subdivision	GEORGETOWN COLONY
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2002
Census Tract	20808

Owner

305 Providence Rd is owned and occupied by an individual who bought it in October 2026.

Source: Chesapeake City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	305 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE
Dec 12, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Deed Document Number	202625592
Deed Book / Page	11029 / 183
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 6, 2026
Property Address	305 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608
Document Number	0000025592
Book / Page	11029 / 183
Instrument Date	Sep 25, 2026
Instrument	202625592
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608

Mortgage

Document Number	0000025593,
Date	Oct 6, 2026
Instrument	202625593

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09973/1918
Date	Dec 12, 2018
Book Page	9973/1918
Instrument	180032195

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 305 Providence Rd was $3,384, up 8.6% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,800 (+4.42%) Land $135,000 Building $214,800	$349,800 (+4.42%) Land $135,000 Building $214,800
2025	$3,384.00 (+8.64%)	$335,000 Land $125,000 Building $210,000	$335,000 Land $125,000 Building $210,000
2024	$3,115.00
2023		$287,200 (+3.79%) Land $105,000 Building $182,200	$287,200 (+3.79%) Land $105,000 Building $182,200
2022		$276,700 Land $95,000 Building $181,700	$276,700 Land $95,000 Building $181,700
2019	$2,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 305 Providence Rd; there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2003–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 Providence Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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