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305 Prospect St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 305 Prospect St, Pawtucket, RI 02860

Property Summary

Property TypeTriplex
Details9 bd · 3 ba · 3,911 sqft · built 1900
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Last Sale$210,000 (Sep 2019)
Tax Bill$6,575 (2025)
Deeds & MortgagesMay 2025 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNPAWT M:35 L:0296

Property Details

APN / Parcel Number

Primary APNPAWT M:35 L:0296
Alternative APN
  • 350296

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms18 Rooms
Units3 Units
Stories3 Stories
Building Area3,911 sqft Living Area
Gross Area6,620 sqft
1st Floor Area2,187 sqft
AtticAttic
Attic Area1,066 sqft
Basement Area1,559 sqft
Unfinished Basement1,559 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number350296
Street Address305 PROSPECT ST
CityPAWTUCKET
StateRI
Zip02860-5425
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRM
Legal Lot Number296
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group1
Census Block1000
Census Tract17100

Owner

Source: Pawtucket City records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address10 DORRANCE ST, 700, PROVIDENCE, RI 02903-2014
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 19, 2025Deed of Trust, Mortgage
BPL MORTGAGE TRUST LLC
Apr 3, 2020Deed of Trust, Mortgage
BANKNEWPORT
Sep 10, 2019Warranty Deed, Transfer
10TH AVENUE HOLDINGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2019 · Amount on Record
Deed SaleSep 10, 2019 · Amount on Record
Deed Document Number201934
Deed Book / Page4415 / 118
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address305 PROSPECT ST, PAWTUCKET, RI 02860-5425
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number005205-293
DateMay 19, 2025
Book Page5205/293
Instrument9
Lender
NameBPL MORTGAGE TRUST LLC
Agreement
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address305 PROSPECT ST, PAWTUCKET, RI 02860-5425
Document Number4505-53
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedApr 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 DORRANCE ST #700 PROVIDENCE RI 029032014, 700, PROVIDENCE, RI 02903-2014
InvestorPossibly a Property Investor

Mortgage

Document Number4505-53
DateApr 7, 2020
Book Page004505/000053
Instrument12
Lender
NameBANKNEWPORT
Agreement
AmountAmount Recorded

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateSep 10, 2019
Property Address305 PROSPECT ST, PAWTUCKET, RI 02860-5425
Document Number4415-118
Book / Page004415 / 000118
Instrument DateJul 21, 2019
Instrument34
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address305 PROSPECT ST PAWTUCKET RI 028605425, PAWTUCKET, RI 02860-5425

Mortgage

Document Number4415-121
DateSep 10, 2019
Book Page004415/000121
Instrument35
Lender
Name10TH AVENUE HOLDINGS
Agreement
AmountAmount Recorded
Term12 Months
DueSep 9, 2020

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,575.00 (+2.54%)$500,000 (+32.1%) Land $100,100 Building $399,900
2023$6,412.00 (+2.17%)$378,500 (-) Land $74,100 Building $304,400
2022$6,276.00$378,500 Land $74,100 Building $304,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

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