305 Prospect St, La Jolla, CA 92037 Property Records

San Diego County property record for 305 Prospect St, La Jolla, CA 92037

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,204 sqft · built 1974
Lot Size	0.192 acres (8,359 sqft)
Owner	Individual Name on Record
Last Sale	$886,000 (May 2018)
Tax Bill	$12,645 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`350-411-23-03`

Property Details

APN / Parcel Number

Primary APN	`350-411-23-03`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,204 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	8,359 sqft (0.192 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	305 PROSPECT ST
City	LA JOLLA
State	CA
Zip	92037-4652
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LJPD-5
Legal Description	LOT 1 US305PER DOC83-041552&UND INT IN TR 010491
Legal Subdivision	PROSPECT MANOR
Legal Tract	010491
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	8201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1149 PACIFICA PL, ENCINITAS, CA 92024-1343
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2018	Grant Deed, Transfer · ARM UBS BANK USA
Jan 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Prior Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	2018178627
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	0000028452
Record Updated	Oct 29, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2018
Property Address	305 PROSPECT ST, LA JOLLA, CA 92037-4652
Document Number	0000178627
Map Reference	MAP 10491
Instrument Date	Apr 6, 2018
Instrument	2018-0178627
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 CALLE CORTEJO, RANCHO SANTA FE, CA 92091-4037

Mortgage

Document Number	0000178628
Date	May 3, 2018
Instrument	2018-0178628

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2018
Property Address	305 PROSPECT ST, LA JOLLA, CA 92037-4652
Document Number	0000028452
Instrument Date	Jan 24, 2018
Instrument	28452
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	305 PROSPECT ST LA JOLLA CA 920374652, LA JOLLA, CA 92037-4652

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,028,270 (+2%) Land $827,357 Building $200,913
2025	$12,645.00 (+6.25%)	$1,008,109 (+4.04%) Land $811,135 Building $196,974
2023	$11,901.00 (+2.73%)	$968,965 Land $779,639 Building $189,326
2022	$11,585.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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