Marquette County property record for 305 Prospect St, Ishpeming, MI 49849 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1946 |
| Square Footage | 1,950 sqft Living Area |
| Lot Size | 7,492 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2022) |
| Tax Bill | $1,762.00 (2025) |
| Primary APN | 52-07-459-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,950 sqft Living Area |
| 1st Floor | 1,422 sqft 1st Floor |
| Basement Area | 528 sqft Basement |
| Unfinished Basement | 1,318 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch Style |
| Lot Area | 7,492 sqft (0.172 acres) |
| Depth X Width | 100 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 305 PROSPECT ST |
|---|---|
| City | ISHPEMING |
| State | MI |
| Zip | 49849-2627 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT OF WEST ISHPEMING LOT 12 & S 1/2 OF 13 BLK 9. |
| Legal Subdivision | PLAT OF WEST ISHPEMING |
| Legal Block | 9 |
| Legal Lot Number | 12 |
| Jurisdiction | MARQUETTE MI |
| Minor Civil Division | ISHPEMING |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 2100 |
Source: Marquette County records · APN 52-07-459-009-00
Assessment roll updated November 24, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 PROSPECT ST, ISHPEMING, MI 49849-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Prior Sale | Dec 01, 1995 |
| Deed Doc Number | 20228527 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARQUETTE MI |
| Recording Date | Apr 24, 2026 |
| Property Address | 305 PROSPECT ST, ISHPEMING, MI 49849-2627 |
| Document Number | 0000003419 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20263419 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 305 PROSPECT ST, ISHPEMING, MI 49849-2627 |
| Document Number | 0000003419, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20263419 |
| Name | MEMBERS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Marquette County records · Assessment roll updated November 24, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Marquette County |
| County Subdivision | Ishpeming Township |
| Unified School District | N.I.C.E. Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,762.00 (-38.26%) Homeowner's exemption | $146,100 (+35.28%) | $292,200 (+35.28%) |
| 2024 | $2,854.00 | ||
| 2023 | $108,000 | $216,000 |
305 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Marquette County (26103C), updated June 5, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,143 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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