305 Prospect Rd, Waunakee, WI 53597 Property Records

Dane County property record for 305 Prospect Rd, Waunakee, WI 53597

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,053 sqft
Lot Size0.226 acres (9,888 sqft)
Owner2 Owner Names on File
Last Sale$150,000 (May 2008)
Tax Bill$4,228 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Jan 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0809-054-4430-4

Property Details

APN / Parcel Number

Primary APN0809-054-4430-4

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,053 sqft Living Area

Exterior

Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area9,888 sqft (0.226 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address305 PROSPECT RD
CityWAUNAKEE
StateWI
Zip53597-1035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1ST ADD PLEASANT VIEW HEIGHTS LOT 40
Legal Range09
Legal Township08
Legal Section05
Legal SubdivisionPLEASANT VIEW HEIGHTS 1ST ADD
Legal Block44
Legal Lot Number40
JurisdictionDANE WI
Township / Civil DivisionWAUNAKEE
Census Block Group2
Census Block2027
Census Tract11301

Owner

The current owner of 305 Prospect Rd acquired it in March 2011.

Source: Dane County records, as of January 22, 2026

Owner of Record2 Owner Names on File
Mailing Address305 PROSPECT RD, WAUNAKEE, WI 53597-1035
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jan 13, 2017Deed of Trust, Mortgage · FHA Mortgage
STONEGATE MORTGAGE CORP
Apr 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK NA
Sep 21, 2020Deed of Trust, Mortgage · Conventional with PMI
EDUCATED MTG SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2008 · Amount on File
Deed SaleMay 12, 2008 · Amount on File
Prior SaleMay 12, 2008 · Amount on File
Deed Document Number0004429790
Last Transfer DateMar 23, 2011
Transfer Doc0004753384
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address305 PROSPECT RD, WAUNAKEE, WI 53597-1035
Transaction TypeMortgage
Record UpdatedMay 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005889910
DateMar 9, 2023
Instrument5889910
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 7, 2053

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address305 PROSPECT RD, WAUNAKEE, WI 53597-1035
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005299188
DateJan 13, 2017
Instrument5299188
Lender
NameSTONEGATE MORTGAGE CORP
TypeMortgage Company
AddressINDIANAPOLIS, IN 46240
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address305 PROSPECT RD, WAUNAKEE, WI 53597-1035
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005403568
DateApr 23, 2018
Instrument5403568
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 12, 2048
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address305 PROSPECT RD, WAUNAKEE, WI 53597-1035
Document Number0005647381
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address305 PROSPECT RD WAUNAKEE WI 535971035, WAUNAKEE, WI 53597-1035

Mortgage

Document Number0005647381
DateOct 12, 2020
Instrument5647381
Lender
NameEDUCATED MTG SVCS LLC
AddressSUN PRAIRIE, WI 53590
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 305 Prospect Rd was $4,228 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityWaunakee Village
Unified School DistrictWaunakee Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,228.00 Homeowner's exemption$313,400 Land $113,000 Building $200,400$313,200
2023$265,100 Land $92,000 Building $173,100$283,600
2022$4,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAUNAKEE WATERWORKS
serves 14,879 people · EPA ID WI1130265
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Prospect Rd

Nearby Streets

Search Property Records by Address or Parcel Number