305 Prospect Bay Dr E, Grasonville, MD 21638 Property Records

Queen Anne's County property record for 305 Prospect Bay Dr E, Grasonville, MD 21638

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,134 sqft · built 1976
Lot Size5.01 acres (218,236 sqft)
Owner2 Individual Names on Record
Last Sale$845,000 (Apr 2020)
Tax Bill$9,579 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-022096

Property Details

APN / Parcel Number

Primary APN05-022096
Alternative APNs
  • 5022096
  • 022096

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,134 sqft Total Area
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area218,236 sqft (5.01 acres)
View / LotWaterfront
Garage TypeMixed
Garage Area1,484 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area1,008 sqft
PorchPorch
Porch Area312 sqft
Deck Area616 sqft
Patio Area216 sqft
Shed1 Shed
Shed Area462 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number022096
Street Address305 PROSPECT BAY DR E
CityGRASONVILLE
StateMD
Zip21638-1181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-5
Legal DescriptionLOT 4 PROSPECT PLANTATION
Legal SubdivisionPROSPECT BAY PLANTATION
Legal BlockEAST
Legal Lot Number4
JurisdictionQUEEN ANNE'S MD
Township / Civil Division5, QUEENSTOWN
Census Block Group3
Census Block3003
Census Tract810600

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2020 · Amount on Record
Deed SaleApr 21, 2020 · Amount on Record
Prior SaleDec 30, 1999 · Amount on Record
Deed Book / Page3312 / 169
Record UpdatedOct 29, 2026

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateApr 21, 2020
Property Address305 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1181
Document Number0033120169
Book / Page3312 / 169
Map ReferenceMB CEC1 FO 50
Instrument DateApr 21, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyMID MARLAND TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address305 PROSPECT BAY DR E, GRASONVILLE, MD 21638-1181

Mortgage

Document Number0003312174
DateApr 21, 2020
Instrument3312/174
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,090,233 (+17.35%)$1,169,900 (+25.67%) Land $700,000 Building $469,900
2025$9,579.00 (+9.46%)
2023$8,751.00$929,067$930,900 Land $550,000 Building $380,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 94 policies
Nearby Flood Policies94 in force
Nearby Flood Claims24 (2000–2024)
Claims Outside the SFHA8 of 24
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Xfinity
Fiber
2,000 / 2,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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