305 Prairie Cv, Benton, AR 72015 Property Records

Saline County property record for 305 Prairie Cv, Benton, AR 72015

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,742 sqft · built 2019
Lot Size0.253 acres (11,025 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Apr 2024)
Tax Bill$1,617 (2024)
Deeds & MortgagesNov 2025 Mortgage
Apr 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN800-75380-035

Property Details

APN / Parcel Number

Primary APN800-75380-035
Alternative APN
  • 101812

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,742 sqft Living Area
1st Floor Area1,742 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialFiberglass
Lot Area11,025 sqft (0.253 acres)
Lot Dimensions147 ft deep x 75 ft wide
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area656 sqft
PorchOpen Porch
Porch Area91 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number101812
Street Address305 PRAIRIE CV
CityBENTON
StateAR
Zip72015-4864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2024-007137
Legal Range14W
Legal Township02S
Legal Section07
Legal SubdivisionWESTERN WOODS PH 1
Legal Lot Number35R
JurisdictionSALINE AR
Township / Civil DivisionBAUXITE
Census Block Group1
Census Block1078
Census Tract10106

Owner

305 Prairie Cv is owned and occupied by an individual who bought it in April 2024.

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address305 PRAIRIE CV, BENTON, AR 72015-4864
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 25, 2024Deed of Trust, Mortgage · FHA Mortgage
FIRSTTRUST HOME LOANS INC
Oct 23, 2020Deed of Trust, Mortgage · Conventional with PMI
FIRST NATIONAL TITLE CO
Mar 3, 2020Warranty Deed, Transfer · FHA Mortgage
FIRSTTRUST HM LNS
Jun 5, 2019Trustee's Deed, Construction Loan · Line of Credit
FARM CREDIT SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2024 · Amount on File
Deed SaleApr 25, 2024 · Amount on File
Prior SaleMar 3, 2020 · Amount on File
Deed Document Number2024-007137
Deed Book / Page2024 / 007137
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALINE AR
Property Address305 PRAIRIE CV, BENTON, AR 72015-4864
Transaction TypeMortgage
Record UpdatedDec 4, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PRAIRIE CV, BENTON, AR 72015-4864

Mortgage

Document Number0000022649
DateNov 25, 2025
Instrument2025-022649
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALINE AR
Property Address305 PRAIRIE CV, BENTON, AR 72015-4864
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PRAIRIE CV, BENTON, AR 72015-4864

Mortgage

Document Number0000007138
DateApr 25, 2024
Instrument2024-007138
Lender
NameFIRSTTRUST HOME LOANS INC
TypeMortgage Company
Address906 S ROCK ST, SHERIDAN, AR 72150
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALINE AR
Property Address305 PRAIRIE CV, BENTON, AR 72015-4864
Document Number0000024685
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PRAIRIE CV BENTON AR 720154864, BENTON, AR 72015-4864

Mortgage

Document Number0000024685
DateOct 30, 2020
Instrument24685
Lender
NameFIRST NATIONAL TITLE CO
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 29, 2050
Interest
Rate3.75%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSALINE AR
Recording DateMar 3, 2020
Property Address305 PRAIRIE CV, BENTON, AR 72015-4864
Document Number0000004327
Instrument DateFeb 27, 2020
Instrument4327
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyFIRST NATIONAL TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$627.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PRAIRIE CV BENTON AR 720154864, BENTON, AR 72015-4864

Mortgage

Document Number4328
DateMar 3, 2020
Instrument4328
Lender
NameFIRSTTRUST HM LNS
AddressSHERIDAN, AR 72150
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 2, 2050

June 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSALINE AR
Recording DateJun 5, 2019
Property Address305 PRAIRIE CV, BENTON, AR 72015-4864
Instrument DateJun 5, 2019
Instrument10367
Transaction TypeConstruction Loan
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4164 SERENE DR BAUXITE AR 720119185, BAUXITE, AR 72011-9185

Mortgage

Document Number0000010367
DateJun 5, 2019
Instrument10367
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressDUMAS, AR 71639-0187
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJun 4, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
MunicipalityBenton City
CountySaline County
Unified School DistrictBenton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,242 Land $8,840 Building $35,402
2024$1,617.00 (-18.25%)
2023$1,978.00 Homeowner's exemption$44,242 Land $8,840 Building $35,402$221,210 Land $44,200 Building $177,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Prairie Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Prairie Cv is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON WATERWORKS
serves 30,681 people · EPA ID AR0000484
Water SourceSurface water
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sparklight
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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