305 Pine St, Apt 9, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 305 Pine St, Apt 9, Lowell, MA 01851

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 988 sqft · built 1982
Lot Size	0.534 acres (23,289 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (Aug 2022)
Tax Bill	$4,043 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M22565`

Property Details

APN / Parcel Number

Primary APN	`M22565`
Alternative APNs	`LOWE M:89 B:4655 L:305 U:9` `M:000089 T:M22565`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	18 Units
Stories	3 Stories
Building Area	988 sqft Living Area
Gross Area	1,036 sqft
1st Floor Area	988 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,289 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M22565
Street Address	305 PINE ST, 9
City	LOWELL
State	MA
Zip	01851-3157
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TMF
Legal Subdivision	MARLBOROUGH ARMS CONDO
Legal Block	4655
Legal Lot Number	305
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3001
Census Tract	311500

Owner

305 Pine St, Apt 9 is owned and occupied by an individual who bought it in August 2022.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	305 PINE ST, 9, LOWELL, MA 01851-3157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Oct 1, 2009 · Amount on File
Deed Book / Page	37343 / 197
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 31, 2022
Property Address	305 PINE ST APT 9, 9, LOWELL, MA 01851-3157
Document Number	037343-197
Book / Page	37343 / 197
Instrument Date	Aug 31, 2022
Instrument	36967
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PINE ST APT 9, 9, LOWELL, MA 01851-3157

Mortgage

Document Number	0000036968
Date	Aug 31, 2022
Instrument	36968

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 305 Pine St, Apt 9 was $4,043, up 21.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,043.00 (+21.3%)	$356,200 (+22.7%) Building $356,200	$328,133 (+10.78%)
2025	$3,333.00 (+14.07%)	$290,300 (+18.34%) Building $290,300	$296,210 (+3.38%)
2024	$2,922.00 (+10.06%)	$245,300 (+14.73%) Building $245,300	$286,520
2023	$2,655.00	$213,800 Building $213,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Pine St, Apt 9 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 305 Pine St, Apt 9 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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