Davidson County property record for 305 Phillips Rd, Lexington, NC 27295
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 7,191 sqft · built 2019 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,481 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-008-0-000-0007-A |
| Primary APN | 14-008-0-000-0007-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,191 sqft Total Area |
| 1st Floor Area | 2,125 sqft |
| Upper Floors Area | 1,685 sqft |
| Attic | Attic |
| Attic Area | 280 sqft |
| Basement Area | 1,531 sqft |
| Unfinished Basement | 1,531 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| Lot Width | 211 ft Width |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9100965 |
|---|---|
| Street Address | 305 PHILLIPS RD |
| City | LEXINGTON |
| State | NC |
| Zip | 27295-9317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA3 |
| Legal Description | PB70-88 L7A BK2317-1931&2330-533 PHILLIPS RD |
| Legal Phase | 1 |
| Legal Tract | 2 |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | REEDY CREEK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 60303 |
305 Phillips Rd, a rural home, is owned and occupied by two individuals who acquired it in March 2006.
Source: Davidson County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 PHILLIPS RD, LEXINGTON, NC 27295-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2006 |
| Transfer Doc | 0016901032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 305 PHILLIPS RD, LEXINGTON, NC 27295-9317 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024610191 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 2461/191 |
| Instrument | 2021000004852 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 305 Phillips Rd was $2,481.
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,590 (-) | $393,590 (-) Land $30,730 Building $362,860 | |
| 2025 | $2,481.00 | $393,590 | $393,590 Land $30,730 Building $362,860 |
| 2023 | $2,518.00 | $393,590 | $393,590 Land $30,730 Building $362,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Phillips Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Phillips Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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