305 Phillips Ave, South Hackensack, NJ 07606 Property Records

Bergen County and South Hackensack Township property record for 305 Phillips Ave, South Hackensack, NJ 07606

Property Summary

Property Type	Single Family Home
Details	2,568 sqft · built 1975
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Dec 2020)
Tax Bill	$15,319 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`59-00002-01-00001-05`

Property Details

APN / Parcel Number

Primary APN	`59-00002-01-00001-05`
Alternative APNs	`59000020001000010005` `003170`

Interior

Building Area	2,568 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide

Location & Zoning

Account Number	003170
Street Address	305 PHILLIPS AVE
City	SOUTH HACKENSACK
State	NJ
Zip	07606-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55X100 2.1LT
Legal Subdivision	305 PHILLIPS AVE
Legal Block	2.1
Legal Lot Number	1.5
Jurisdiction	BERGEN NJ
Township / Civil Division	SOUTH HACKENSACK
Census Block Group	1
Census Block	1048
Census Tract	36100

Owner

Source: Bergen County and South Hackensack Township assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 PHILLIPS AVE, SOUTH HACKENSACK, NJ 07606-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 8, 2020	Deed, Transfer · FHA Mortgage NFM INC
Jun 20, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
Sep 25, 2018	Deed of Trust, Mortgage · FHA Mortgage MORTGAGES UNLIMITED

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Mar 5, 2014 · Amount on Record
Deed Document Number	2020129887
Deed Book / Page	3854 / 1809
Prior Transfer Date	May 23, 2015
Prior Transfer Doc	0019631085
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	305 PHILLIPS AVE, SOUTH HACKENSACK, NJ 07606-1705
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PHILLIPS AVE, SOUTH HACKENSACK, NJ 07606-1705

Mortgage

Document Number	0047320877
Date	Jul 5, 2022
Book Page	4732/877
Instrument	2022067397

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Nov 1, 2050

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 8, 2020
Property Address	305 PHILLIPS AVE, SOUTH HACKENSACK, NJ 07606-1705
Document Number	0038541809
Book / Page	3854 / 1809
Instrument Date	Oct 9, 2020
Instrument	20-129887
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NEW HORIZON ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,821.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 S LESWING AVE, 180, SADDLE BROOK, NJ 07663-5241

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	305 PHILLIPS AVE, SOUTH HACKENSACK, NJ 07606-1705

Mortgage

Document Number	20129888
Date	Dec 8, 2020
Instrument	20-129888

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	305 PHILLIPS AVE, SOUTH HACKENSACK, NJ 07606-1705
Document Number	0032792339
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 PHILLIPS AVE SOUTH HACKENSACK NJ 076061705, SOUTH HACKENSACK, NJ 07606-1705

Mortgage

Document Number	0032792339
Date	Jun 27, 2019
Book Page	003279/002339
Instrument	41169

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	305 PHILLIPS AVE, SOUTH HACKENSACK, NJ 07606-1705
Document Number	0030750356
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 PHILLIPS AVE SOUTH HACKENSACK NJ 076061705, SOUTH HACKENSACK, NJ 07606-1705

Mortgage

Document Number	0030750356
Date	Oct 9, 2018
Book Page	003075/000356
Instrument	71735

Lender

Name	MORTGAGES UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

Source: Bergen County and South Hackensack Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	South Hackensack Township
Unified School District	South Hackensack Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$872,200 (+5.39%) Land $238,300 Building $633,900	$872,200 (+5.39%) Land $238,300 Building $633,900
2025	$15,319.00 (+1%)	$827,600 (+21.14%) Land $227,100 Building $600,500	$827,600 (+21.14%) Land $227,100 Building $600,500
2024	$15,167.00 (+7.46%)
2023		$683,200 Land $191,500 Building $491,700	$683,200 Land $191,500 Building $491,700
2022	$14,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	11 (1979–2021)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Optimum Communications.

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