Chesapeake City property record for 305 Pepper Tree Ln, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,593 sqft · built 1993 |
| Lot Size | 0.519 acres (22,608 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,895 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2019 Transfer |
| APN | 0484002000640 |
| Primary APN | 0484002000640 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,593 sqft Living Area |
| 1st Floor Area | 1,091 sqft |
| Upper Floors Area | 1,091 sqft |
| Attic | Attic |
| Attic Area | 216 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,608 sqft (0.519 acres) |
| Lot Dimensions | 193 ft deep x 126 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 51 sqft |
| Deck Area | 800 sqft |
| Patio Area | 336 sqft |
| Balcony Area | 18 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 305 PEPPER TREE LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-4164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 64 CHESAPEAKE COLONY ESTATES SEC 2B |
| Legal Subdivision | CHESAPEAKE COLONY ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21101 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 PEPPER TREE LN, CHESAPEAKE, VA 23322-4164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Distribution, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Apr 17, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 16, 2019 |
| Transfer Doc | 10003/258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 10, 2026 |
| Property Address | 305 PEPPER TREE LN, CHESAPEAKE, VA 23322-4164 |
| Document Number | 0000023566 |
| Book / Page | 11021 / 1355 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202623566 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 PEPPER TREE LN, CHESAPEAKE, VA 23322-4164 |
| Document Number | 0000023567, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202623567 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 17, 2019 |
| Property Address | 305 PEPPER TREE LN, CHESAPEAKE, VA 23322-4164 |
| Document Number | 10003/258 |
| Book / Page | 10003 / 258 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 190008663 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 PEPPER TREE LN, CHESAPEAKE, VA 23322-4164 |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $714,000 (+4.58%) Land $210,000 Building $504,000 | $714,000 (+4.58%) Land $210,000 Building $504,000 | |
| 2025 | $6,895.00 (+9.41%) | $682,700 (+17.12%) Land $185,000 Building $497,700 | $682,700 (+17.12%) Land $185,000 Building $497,700 |
| 2024 | $6,302.00 (+29.32%) | ||
| 2023 | $582,900 (+7.74%) Land $175,000 Building $407,900 | $582,900 (+7.74%) Land $175,000 Building $407,900 | |
| 2022 | $541,000 Land $150,000 Building $391,000 | $541,000 Land $150,000 Building $391,000 | |
| 2019 | $4,873.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 26 (1990–2020) |
| Claims Outside the SFHA | 3 of 26 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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