305 Pelican Cir, Inlet Beach, FL 32461 Property Records

Walton County property record for 305 Pelican Cir, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,550 sqft · built 1989
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on File
Last Sale	$2,495,000 (Dec 2020)
Tax Bill	$19,740 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16071-00A-0220`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16071-00A-0220`
Alternative APN	`1061232`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	5,550 sqft Living Area
Gross Area	8,309 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2003
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	10.5 ft deep x 9.1 ft wide
Garage Type	Finished
Garage Area	810 sqft

Exterior Amenities

Porch	Porch
Porch Area	640 sqft
Deck Area	Deck Area
Patio Area	970 sqft
Fence	Fence
Gazebo	Gazebo
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1061232
Street Address	305 PELICAN CIR
City	INLET BEACH
State	FL
Zip	32461-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LKDUNE
Legal Description	LOT 22 BLK A CAMP CREEK LAKE S/D PB 5-12 & AN UNDIV INT AS RECD IN OR 133-154 OR 2096-398 OR 2480-73 OR 2502-1084 OR
Legal Range	18W
Legal Township	03S
Legal Section	28
Legal Subdivision	BLK A CAMP CREEK LAKE S/D
Legal Block	A
Legal Lot Number	22
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

305 Pelican Cir is owned and occupied by an individual who bought it in December 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	305 PELICAN CIR, INLET BEACH, FL 32461-7019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIME MERIDIAN BANK
May 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Jun 12, 2019
Deed Document Number	20200052460
Deed Book / Page	3174 / 1760
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	305 PELICAN CIR, INLET BEACH, FL 32461-7019
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PELICAN CIR, INLET BEACH, FL 32461-7019

Mortgage

Document Number	0032191388
Date	Oct 5, 2021
Book Page	3219/1388
Instrument	20210049715

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 21, 2020
Property Address	305 PELICAN CIR, INLET BEACH, FL 32461-7019
Document Number	0031741760
Book / Page	3174 / 1760
Map Reference	MB 5 PG 12
Instrument Date	Dec 18, 2020
Instrument	20200052460
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 PELICAN CIR, 305, PANAMA CITY BEACH, FL 32461-7019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PELICAN CIR, PANAMA CITY BEACH, FL 32461-7019

Mortgage

Document Number	0031741762
Date	Dec 21, 2020
Instrument	3174/1762

Lender

Name	PRIME MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	3
Max Rate	9.25%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	May 16, 2019
Property Address	305 PELICAN CIR, INLET BEACH, FL 32461-7019
Document Number	0031053348
Book / Page	003105 / 003348
Instrument Date	May 2, 2019
Instrument	15821
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5410 E CO HWY 30-A #201 SEAGROVE BEACH FL 32459, 201, SEAGROVE BEACH, FL 32459

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,473,818 Land $1,518,750 Building $2,955,068	$4,473,818 Land $1,518,750 Building $2,955,068
2024	$19,740.00 (+3.6%)
2023	$19,054.00 (+1.03%) Homeowner's exemption	$4,204,179 (+25.7%) Land $1,518,750 Building $2,685,429	$4,204,179 (+25.7%) Land $1,518,750 Building $2,685,429
2022	$18,859.00 Homeowner's exemption	$3,344,667 Land $1,685,850 Building $1,658,817	$3,344,667 Land $1,685,850 Building $1,658,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Pelican Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Pelican Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pelican Cir

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