305 Pearson St, Clarksdale, MS 38614 Property Records

Coahoma County property record for 305 Pearson St, Clarksdale, MS 38614

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,521 sqft · built 1976
Lot Size	0.308 acres (13,446 sqft)
Owner	Individual Name on File
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`136E140052001 0003400`

Property Details

APN / Parcel Number

Primary APN	`136E140052001 0003400`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	1,521 sqft Adjusted Area
1st Floor Area	1,298 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,446 sqft (0.308 acres)
Utility Building	96 sqft

Location & Zoning

Street Address	305 PEARSON ST
City	CLARKSDALE
State	MS
Zip	38614-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 ANDREWS ACRES SUB #1
Legal Range	04
Legal Township	27
Legal Section	14
Legal Subdivision	ANDREWS ACRES SUB #1
Legal Lot Number	34
Jurisdiction	COAHOMA MS
Township / Civil Division	1
Census Block Group	4
Census Block	4000
Census Tract	950400

Owner

305 Pearson St is owned and occupied by an individual.

Source: Coahoma County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	305 PEARSON ST, CLARKSDALE, MS 38614-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage CB&S BANK INC
Jun 4, 2018	Deed of Trust, Mortgage CB&S BANK INC
Jun 20, 2017	Deed of Trust, Mortgage CB&S BANK INC
Mar 24, 2017	Deed of Trust, Mortgage CB&S BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COAHOMA MS
Property Address	305 PEARSON ST, CLARKSDALE, MS 38614-2201
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PEARSON ST, CLARKSDALE, MS 38614-2201
Investor	Possibly a Property Investor

Mortgage

Document Number	02020/5487
Date	Nov 23, 2020
Book Page	2020/5487
Instrument	20205487

Lender

Name	CB&S BANK INC
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 23, 2040

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COAHOMA MS
Property Address	305 PEARSON ST, CLARKSDALE, MS 38614-2201
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 SNIDER RD, POPE, MS 38658-2937

Mortgage

Document Number	02018/2429
Date	Jun 4, 2018
Book Page	2018/2429
Instrument	20182429

Lender

Name	CB&S BANK INC
Type	Bank

Agreement

Amount	Amount on Record
Term	239 Months
Due	May 25, 2038

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COAHOMA MS
Property Address	305 PEARSON ST, CLARKSDALE, MS 38614-2201
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 SNIDER RD, POPE, MS 38658-2937

Mortgage

Document Number	02017/3086
Date	Jun 20, 2017
Book Page	2017/3086
Instrument	20173086

Lender

Name	CB&S BANK INC
Type	Bank

Agreement

Amount	Amount on Record
Term	10 Months
Due	Apr 7, 2018

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COAHOMA MS
Property Address	305 PEARSON ST, CLARKSDALE, MS 38614-2201
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 SNIDER RD, POPE, MS 38658-2937

Mortgage

Document Number	02017/1598
Date	Mar 24, 2017
Book Page	2017/1598
Instrument	20171598

Lender

Name	CB&S BANK INC
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 2, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 305 Pearson St was $1,309 with a homeowner's exemption, up 5.2% from the year before.

Source: Coahoma County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Coahoma County
Municipality	Clarksdale City
Unified School District	Coahoma County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (+5.23%) Homeowner's exemption	$6,575 Land $1,200 Building $5,375	$65,752 Land $12,000 Building $53,752
2024	$1,244.00 (+2.64%)
2023	$1,212.00 (-0.41%)	$6,575 Land $1,200 Building $5,375	$65,752 Land $12,000 Building $53,752
2022	$1,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Pearson St in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1979–2016)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Pearson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKDALE WATER ASSN # 1 public/private · serves 4,500 people · EPA ID MS0380001
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	CLARKSDALE PUBLIC UTILITIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Uplink Internet, Verizon.

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