305 Park St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 305 Park St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,612 sqft · built 1905
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2020)
Tax Bill	$10,673 (2025)
Deeds & Mortgages	Jun 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`76-0340-0083-00-0`

Property Details

APN / Parcel Number

Primary APN	`76-0340-0083-00-0`
Alternative APN	`11-76-0340-0083-00-0`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 PARK ST
City	SAINT JOSEPH
State	MI
Zip	49085-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - E
Legal Description	THE NWLY 44'OF LOT 83 ORIGINAL PLAT OF CITY OF ST JOSEPH WHOSE SELY LN IS PAR TO THE NWLY LN OF SD LOT 83 & THAT PT OF VAC PARK ST DES AS COM AT NWLY COR SD LOT 83 SD ORIGINAL PLAT TH N30DEG E 66' TH S60DEG E 44' TH S30 DEG W 66' TH N60DEG W 44'TO BE
Legal Subdivision	WLY COR SD
Legal Lot Number	83
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1048
Census Tract	801

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	811 LIONS PARK DR, SAINT JOSEPH, MI 49085-1016
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Prior Sale	Sep 14, 2001 · Amount on Record
Deed Book / Page	3279 / 2506
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	03279/2506
Record Updated	Oct 29, 2026

June 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 23, 2020
Property Address	305 PARK ST, SAINT JOSEPH, MI 49085-1028
Document Number	03279/2506
Book / Page	3279 / 2506
Map Reference	LB E PG 564
Instrument Date	Jun 12, 2020
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$2,709.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2832 MARILYN DR, SAINT JOSEPH, MI 49085-3009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PARK ST, SAINT JOSEPH, MI 49085-1028

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,000 (+93.22%)	$684,000 (+93.22%)
2025	$10,673.00 (+12.47%)
2023		$177,000	$354,000
2022	$9,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20