305 Palm St, Hamlet, NC 28345 Property Records

Richmond County property record for 305 Palm St, Hamlet, NC 28345

Property Summary

Property TypeSingle Family Home
Details2 ba · 720 sqft · built 1960
Lot Size0.5 acres (21,800 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Oct 2021)
Tax Bill$1,707 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN748115530334

Property Details

APN / Parcel Number

Primary APN748115530334
Alternative APN
  • 53061301

Interior

Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area720 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Foundation TypeMasonry
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,800 sqft (0.5 acres)
Lot Dimensions218 ft deep x 100 ft wide
Garage TypeCarport
Garage Area504 sqft
CarportCarport
Carport Area504 sqft

Exterior Amenities

PorchPorch
Porch Area264 sqft
Shed1 Shed
Shed Area1,872 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number53061301
Street Address305 PALM ST
CityHAMLET
StateNC
Zip28345-2226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT PALM ST DWELL PERS
Legal SubdivisionPINE CROFT REALTY COMPANY
JurisdictionRICHMOND NC
Township / Civil DivisionMARKS CREEK
Census Block Group2
Census Block2033
Census Tract970900

Owner

305 Palm St is owned and occupied by two individuals who bought it in October 2021.

Source: Richmond County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address305 PALM ST, HAMLET, NC 28345-2226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2021 · Amount on File
Deed SaleOct 13, 2021 · Amount on File
Deed Document Number2021265546
Deed Book / Page1903 / 394
Record UpdatedOct 29, 2026

October 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionRICHMOND NC
Recording DateOct 13, 2021
Property Address305 PALM ST, HAMLET, NC 28345-2226
Document Number001903/394
Book / Page1903 / 394
Map ReferenceMB 3 PG 141
Instrument DateSep 30, 2021
Instrument265546
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$398.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address208 E 14TH ST, 208, LUMBERTON, NC 28358-4735

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PALM ST, HAMLET, NC 28345-2226

Mortgage

Document Number0000265547
DateOct 13, 2021
Instrument265547
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 305 Palm St was $1,707.

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRichmond County
MunicipalityHamlet City
Unified School DistrictRichmond County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,707.00$214,995 Land $12,045 Building $202,950$214,995 Land $12,045 Building $202,950
2023$1,089.00$115,649 Land $9,636 Building $106,013$115,649 Land $9,636 Building $106,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Palm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Palm St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMLET WATER SYSTEM
serves 10,635 people · EPA ID NC0377010
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Total trihalomethanes
resolved · Apr 2023
Haloacetic acids
resolved · Jan 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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