305 Paddock Pl, Jacksonville, NC 28546 Property Records

Onslow County property record for 305 Paddock Pl, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,417 sqft · built 1994
Lot Size	0.296 acres (12,876 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2025)
Tax Bill	$1,127 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1126B-11`

Property Details

APN / Parcel Number

Primary APN	`1126B-11`
Alternative APNs	`490027566` `479016000` `053424`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,876 sqft (0.296 acres)
Lot Dimensions	148 ft deep x 87 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490027566
Street Address	305 PADDOCK PL
City	JACKSONVILLE
State	NC
Zip	28546-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L151 S4A HORSE CREEK FARMS
Legal Subdivision	HORSE CREEK FARMS SEC 4-A
Legal Lot Number	151
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3004
Census Tract	2300

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 PADDOCK PL, JACKSONVILLE, NC 28546-9403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Oct 27, 2021 · Amount on Record
Deed Book / Page	6495 / 40
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 17, 2025
Property Address	305 PADDOCK PL, JACKSONVILLE, NC 28546-9403
Document Number	0064950040
Book / Page	6495 / 40
Map Reference	MB 30 PG 161
Instrument Date	Dec 17, 2025
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DEWITT DR, FREDERICKSBURG, VA 22408-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PADDOCK PL, JACKSONVILLE, NC 28546-9403

Mortgage

Document Number	0000649544
Date	Dec 17, 2025
Instrument	6495/44

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 27, 2021
Property Address	305 PADDOCK PL, JACKSONVILLE, NC 28546-9403
Document Number	0056050581
Book / Page	5605 / 581
Map Reference	MB 30 PG 161
Instrument Date	Oct 26, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 PADDOCK PL, JACKSONVILLE, NC 28546-9403

Mortgage

Document Number	0005605584
Date	Oct 27, 2021
Instrument	5605/584

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,127.00	$258,133 (+50.01%) Land $50,000 Building $208,133	$258,133 (+50.01%) Land $50,000 Building $208,133
2025	$1,127.00	$172,078 (-) Land $35,000 Building $137,078	$172,078 (-) Land $35,000 Building $137,078
2023	$1,127.00	$172,078 Land $35,000 Building $137,078	$172,078 Land $35,000 Building $137,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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