305 Oregon Trl, Argyle, TX 76226 Property Records

Denton County property record for 305 Oregon Trl, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,337 sqft · built 2002
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,840 (Aug 2023)
Tax Bill	$7,013 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R192365 421991`

Property Details

APN / Parcel Number

Primary APN	`R192365 421991`
Alternative APNs	`SG0163A-00000C-0000-0012-0000` `SG0163A-00000C-0000-0012` `R192365` `928385`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,337 sqft Living Area
Gross Area	2,777 sqft
1st Floor Area	1,607 sqft
2nd Floor Area	730 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Depth	1 ft Depth
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 OREGON TRL
City	ARGYLE
State	TX
Zip	76226-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS POINT ADDN BLK C LOT 12
Legal Subdivision	SETTLERS POINT ADDN
Legal Block	C
Legal Lot Number	12
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	2
Census Block	2013
Census Tract	20316

Owner

Source: Denton County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 OREGON TRL, ARGYLE, TX 76226-3926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit FROST BANK
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage STANDARD MORTGAGE CORP
Aug 22, 2023	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	May 2, 2016 · Amount on Record
Deed Document Number	202390218
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	305 OREGON TRL, ARGYLE, TX 76226-3926
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 OREGON TRL, ARGYLE, TX 76226-3926

Mortgage

Document Number	0000072001
Date	Jul 10, 2023
Instrument	2023-072001

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78251

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	305 OREGON TRL, ARGYLE, TX 76226-3926
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	NATION TITLE, NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 OREGON TRL, ARGYLE, TX 76226-3926
Investor	Possibly a Property Investor

Mortgage

Document Number	0000105963
Date	Sep 22, 2025
Instrument	2025-105963

Lender

Name	STANDARD MORTGAGE CORP
Type	Mortgage Company
Address	701 POYDRAS ST, NEW ORLEANS, LA 70139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Aug 22, 2023
Property Address	305 OREGON TRL, ARGYLE, TX 76226-3926
Document Number	0000090218
Map Reference	CAB N PG 87
Instrument Date	Aug 18, 2023
Instrument	2023-090218
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	NATION TITLE, NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 OREGON TRL, ARGYLE, TX 76226-3926

Mortgage

Document Number	0000090219
Date	Aug 22, 2023
Instrument	2023-090219

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Denton County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Argyle City
County	Denton County
Unified School District	Argyle Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,013.00 (+21.99%)	$466,301 (-5.49%) Land $115,200 Building $351,101	$466,301 (-5.49%) Land $115,200 Building $351,101
2023	$5,749.00 (-13.29%) Homeowner's exemption	$493,408 (+41.75%) Land $86,400 Building $407,008	$493,408 (+41.75%) Land $86,400 Building $407,008
2022	$6,630.00 Homeowner's exemption	$348,074 Land $86,400 Building $261,674	$348,074 Land $86,400 Building $261,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARGYLE WSC serves 12,720 people · EPA ID TX0610019
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
ElektraFi Fixed Wireless	400 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum, Verizon.

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