Osceola County property record for 305 Oregon Ave, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,136 sqft Living Area |
| Lot Size | 11,238 sqft (0.258 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2015) |
| Tax Bill | $2,935.00 (2024) |
| Primary APN | 01-26-30-0001-0419-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,136 sqft Living Area |
| Gross Area | 3,858 sqft Gross Area |
| 1st Floor | 2,016 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,238 sqft (0.258 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 600 sqft Garage |
| Deck Area | 600 sqft Deck |
| Porch Area | 738 sqft Porch |
| Gazebo | 200 sqft Gazebo |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 305 OREGON AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2459 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GALION GARDENS PB 1 PG 140 BLK 419 N 1/2 LOT 17 & ALL 18 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 419 |
| Legal Lot Number | 17 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5027 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0419-0170
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 305 OREGON AVE, SAINT CLOUD, FL 34769-2459 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Apr 06, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINT MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2015 · Amount on Record |
| Deed Sale | Jul 09, 2015 · Amount on Record |
| Prior Sale | Sep 07, 2000 · Amount on Record |
| Deed Doc Number | 201597450 |
| Deed Book / Page | 4806 / 1027 |
| Last Transfer Date | Apr 03, 2026 |
| Transfer Doc | 0000045463 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 06, 2026 |
| Property Address | 305 OREGON AVE, SAINT CLOUD, FL 34769-2459 |
| Document Number | 0000045463 |
| Book / Page | 6950 / 1953 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 202645463 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 OREGON AVE, SAINT CLOUD, FL 34769-2459 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 305 OREGON AVE, SAINT CLOUD, FL 34769-2459 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 305 OREGON AVE, SAINT CLOUD, FL 34769-2459 |
| Document Number | 0062851125 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 6285/1125 |
| Instrument | 2022139425 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 305 OREGON AVE, SAINT CLOUD, FL 34769-2459 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 305 OREGON AVE, SAINT CLOUD, FL 34769-2459 |
| Document Number | 0058270508 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 5827/508 |
| Instrument | 2020150767 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FISKDALE, MA 01518 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,096.00 (+5.49%) Homeowner's exemption | $215,872 (+7.53%) | $415,800 (+14.86%) Land $60,000 Building $355,800 |
| 2024 | $2,935.00 (+2.77%) | ||
| 2023 | $2,856.00 (+3.74%) Homeowner's exemption | $200,754 (+3%) | $362,000 (+18.53%) Land $55,000 Building $307,000 |
| 2022 | $2,753.00 Homeowner's exemption | $194,907 | $305,400 Land $50,000 Building $255,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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