Cook County property record for 305 Orchard St, Hillside, IL 60162
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,172 sqft · built 1925 |
| Lot Size | 0.494 acres (21,518 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,777 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-17-412-018 |
| Primary APN | 15-17-412-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 21,518 sqft (0.494 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 305 ORCHARD ST |
|---|---|
| City | HILLSIDE |
| State | IL |
| Zip | 60162-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BOEGERS)(FIRST) ADD TO (HILLSIDE) IN SW SEC 17-39-12 |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 17 |
| Legal Subdivision | BOEGERS FIRST ADD TO HILLSIDE |
| Legal Lot Number | 57 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PROVISO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 818401 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 ORCHARD ST, HILLSIDE, IL 60162-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 19, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 21, 2018 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 |
| Deed Sale | Dec 19, 2025 |
| Prior Sale | Oct 7, 2015 · Amount on Record |
| Deed Document Number | 202524102 |
| Prior Transfer Date | Nov 13, 2025 |
| Prior Transfer Doc | 0000024102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 305 ORCHARD ST, HILLSIDE, IL 60162-2027 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0027108427 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2127108427 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2051 |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 305 ORCHARD ST, HILLSIDE, IL 60162-2027 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0026646221 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2126646221 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate | 2.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 305 ORCHARD ST, HILLSIDE, IL 60162-2027 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0002710120 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2302710120 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate | 5.62% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 19, 2025 |
| Property Address | 305 ORCHARD ST, HILLSIDE, IL 60162-2027 |
| Document Number | 0035324102 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2535324102 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 ORCHARD ST, HILLSIDE, IL 60162-2027 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 305 ORCHARD ST, HILLSIDE, IL 60162-2027 |
| Document Number | 0035324103 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2535324103 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 305 ORCHARD ST, HILLSIDE, IL 60162-2027 |
| Document Number | 2014221114 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 305 ORCHARD ST HILLSIDE IL 601622027, HILLSIDE, IL 60162-2027 |
| Document Number | 2014221114 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 14221114 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 305 ORCHARD ST, HILLSIDE, IL 60162-2027 |
| Document Number | 1812755152 |
| Instrument Date | Apr 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 305 ORCHARD ST HILLSIDE IL 601622027, HILLSIDE, IL 60162-2027 |
| Document Number | 1812755152 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 12755152 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2048 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Proviso Township |
| Municipality | Hillside Village |
| Elementary School District | Hillside School District 93 (KG - 08) |
| Secondary School District | Proviso Township High School District 209 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,000 (+%) Land $11,835 Building $17,165 | $290,000 (+%) Land $118,350 Building $171,650 | |
| 2023 | $8,777.00 (+12.4%) Homeowner's exemption | $28,999 (+19.66%) Land $11,834 Building $17,165 | $289,990 (+19.66%) Land $118,340 Building $171,650 |
| 2022 | $7,809.00 Homeowner's exemption | $24,235 Land $8,069 Building $16,166 | $242,350 Land $80,690 Building $161,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2013–2014) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILLSIDE serves 8,200 people · EPA ID IL0311230 |
|---|---|
| Water Source | Purchased surface water from HILLSIDE BERKELEY WATER COMMISSION |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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