305 Olive St, Wheatland, CA 95692 Property Records

Yuba County property record for 305 Olive St, Wheatland, CA 95692

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1953
Lot Size	0.14 acres (6,075 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Nov 2020)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`015-222-004-000`

Property Details

APN / Parcel Number

Primary APN	`015-222-004-000`
Alternative APNs	`015-222-004` `15222004000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Utility Area	40 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	6,075 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-222-004
Street Address	305 OLIVE ST
City	WHEATLAND
State	CA
Zip	95692-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L-6 NICHOLS SUB
Legal Subdivision	NICHOLS SUB
Legal Lot Number	6
Jurisdiction	YUBA CA
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3028
Census Tract	40800

Owner

305 Olive St is owned by two individuals who bought it in November 2020.

Source: Yuba County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 MAIN ST, WHEATLAND, CA 95692-9421
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2020	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Jul 18, 2014 · Amount on File
Deed Document Number	202018803
Prior Transfer Date	Jul 16, 2014
Prior Transfer Doc	0000007345
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	305 OLIVE ST, WHEATLAND, CA 95692-9474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009028
Date	Jul 17, 2017
Instrument	2017-009028

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	305 OLIVE ST, WHEATLAND, CA 95692-9474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012291
Date	Sep 27, 2017
Instrument	2017-012291

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	305 OLIVE ST, WHEATLAND, CA 95692-9474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012410
Date	Sep 28, 2017
Instrument	2017-012410

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	305 OLIVE ST, WHEATLAND, CA 95692-9474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006860
Date	May 7, 2020
Instrument	2020-006860

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	330 Months
Due	Nov 1, 2047

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YUBA CA
Recording Date	Nov 13, 2020
Property Address	305 OLIVE ST, WHEATLAND, CA 95692-9474
Document Number	0000018803
Instrument Date	Nov 9, 2020
Instrument	18803
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$278.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 MAIN ST WHEATLAND CA 956929421, WHEATLAND, CA 95692-9421

Tax Assessment & Valuation

The 2025 property tax bill for 305 Olive St was $3,059.

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Municipality	Wheatland City
Elementary School District	Wheatland Elementary School District (KG - 08)
Secondary School District	Wheatland Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,330 (+2%) Land $55,203 Building $224,127
2025	$3,059.00	$273,854 Land $54,121 Building $219,733
2023	$2,940.00 (+1.1%)	$263,221 Land $52,020 Building $211,201	$285,750
2022	$2,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Olive St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1995–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Olive St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Succeed.Net, unWired Broadband.

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