Cumberland County property record for 305 Olive St, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 730 sqft · built 1952 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,000 (Feb 2021) |
| Tax Bill | $1,613 (2026) |
| Deeds & Mortgages | Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-93-1919 |
| Primary APN | 0501-93-1919 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 730 sqft Heated Area |
| 1st Floor Area | 730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 305 OLIVE ST |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R10 |
| Legal Description | FRED WILSON & J A SHAW SUB LO:PT 16 & 37 PL:0008-0072 |
| Legal Subdivision | TOWN OF SPRING LAKE |
| Legal Block | 93 |
| Legal Lot Number | 1919 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3502 |
305 Olive St, a rural home, is owned by an individual who bought it in February 2021.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 311 FRASER RD, SPARTA, NC 28675-9797 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on File |
| Deed Sale | Feb 22, 2021 · Amount on File |
| Deed Document Number | 20218026 |
| Deed Book / Page | 11032 / 766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Feb 22, 2021 |
| Property Address | 305 OLIVE ST, SPRING LAKE, NC 28390-3610 |
| Document Number | 0110320766 |
| Book / Page | 11032 / 766 |
| Map Reference | MB 183 PG 183 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 8026 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | NOT AVAILABLE, TIAGO NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $124.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2077 WALLACE AVE APT 254, 2077, BRONX, NY 10462-2457 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 305 OLIVE ST, SPRING LAKE, NC 28390-3610 |
The 2026 property tax bill for 305 Olive St was $1,613, up 39.4% from the year before.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,613.00 (+39.41%) | ||
| 2025 | $1,157.00 | $36,890 Land $5,750 Building $31,140 | $36,890 Land $5,750 Building $31,140 |
| 2023 | $26,302 Land $3,250 Building $23,052 | $26,302 Land $3,250 Building $23,052 | |
| 2019 | $685.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 305 Olive St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 305 Olive St is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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