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305 Oakbranch Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 305 Oakbranch Dr, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage2,185 sqft Living Area
Lot Size16,300 sqft (0.374 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$4,335.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-453-16-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,185 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area16,300 sqft (0.374 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address305 OAKBRANCH DR
CityENCINITAS
StateCA
Zip92024-4737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 216 TR 007863
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract007863
Legal Block4
Legal Lot Number216
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4001
Census Tract17403

Owner

Source: San Diego County records · APN 259-453-16-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address305 OAKBRANCH DR, ENCINITAS, CA 92024-4737
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Dec 18, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
COMMISSIONER/HSNG & URBAN DEV
Oct 03, 2017Loan 1 (Only) is a Reverse Mortgage, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 25, 2017
Transfer Doc0000453946
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address305 OAKBRANCH DR, ENCINITAS, CA 92024-4737
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 OAKBRANCH DR, ENCINITAS, CA 92024-4737

Mortgage

Document Number0000027008
DateJan 13, 2021
Instrument2021-0027008
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term853 Months
DueFeb 10, 2092
Interest
Rate TypeAdjustable Rate
Type Change DateFeb 01, 2021
Change FrequencyAnnually
Index1-Year CMT
Max Rate7.33%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address305 OAKBRANCH DR, ENCINITAS, CA 92024-4737
Document Number0000027009
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 OAKBRANCH DR ENCINITAS CA 920244737, ENCINITAS, CA 92024-4737

Mortgage

Document Number0000027009
DateJan 13, 2021
Instrument27009
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term852 Months
DueJan 12, 2092
Interest
Rate TypeAdjustable Rate
Rate2.33%

October 2017: Loan 1 (Only) is a Reverse Mortgage, Transfer

Document TypeLoan 1 (Only) is a Reverse Mortgage
JurisdictionSAN DIEGO CA
Recording DateOct 03, 2017
Property Address305 OAKBRANCH DR, ENCINITAS, CA 92024-4737
Document Number0000453946
Instrument DateSep 25, 2017
Instrument453946
Transaction TypeTransfer
Record UpdatedOct 10, 2017

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address305 OAKBRANCH DR ENCINITAS CA 920244737, ENCINITAS, CA 92024-4737

Mortgage

Document Number453947
DateOct 03, 2017
Instrument453947
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.56%

Mortgage

Document Number453948,
DateOct 03, 2017
Instrument453948
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.56%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$354,776 (+2%) Land $129,512 Building $225,264
2025$4,335.00 (+8.54%) Homeowner's exemption$347,821 (+4.04%) Land $126,973 Building $220,848
2023$3,994.00 (+2.94%) Homeowner's exemption$334,317 Land $122,044 Building $212,273
2022$3,880.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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