305 Oak St, Ashland, MO 65010 Property Records

Boone County property record for 305 Oak St, Ashland, MO 65010

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,832 sqft · built 1987
Lot Size0.314 acres (13,700 sqft)
OwnerIndividual Name on File
Tax Bill$2,599 (2025)
Deeds & MortgagesMay 2024 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN24-508-00-07-025-00

Property Details

APN / Parcel Number

Primary APN24-508-00-07-025-00
Alternative APN
  • 24-508-00-07-025.00 01

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,832 sqft Living Area
1st Floor Area1,232 sqft
Basement Area768 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialCombination
Lot Area13,700 sqft (0.314 acres)
Lot Dimensions137 ft deep x 100 ft wide
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Deck Area192 sqft
Patio Area910 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address305 OAK ST
CityASHLAND
StateMO
Zip65010-4512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFREILING'S ADD LOT 25
Legal Range12W
Legal Township46N
Legal Section15
Legal SubdivisionFREILING'S ADD
Legal Lot Number25
JurisdictionBOONE MO
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1013
Census Tract1704

Owner

305 Oak St is owned and occupied by an individual who acquired it in March 2018.

Source: Boone County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address305 OAK ST, ASHLAND, MO 65010-4512
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 30, 2018Warranty Deed, Transfer
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 23, 2018
Transfer Doc0000005547
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE MO
Property Address305 OAK ST, ASHLAND, MO 65010-4512
Transaction TypeMortgage
Record UpdatedMay 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006054
DateMay 1, 2024
Book Page5861/25
Instrument2024006054
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueMay 1, 2049

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE MO
Recording DateJan 30, 2018
Property Address305 OAK ST, ASHLAND, MO 65010-4512
Document Number0000001719
Book / Page004853 / 000016
Instrument DateJan 25, 2018
Instrument1719
Transaction TypeTransfer
Record UpdatedFeb 16, 2018
Title CompanyBOONE CENTRAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 W OAKS DR ASHLAND MO 650109054, ASHLAND, MO 65010-9054

Mortgage

Document Number1720
DateJan 30, 2018
Book Page004853/000017
Instrument1720
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount on Record
Term360 Months
DueJan 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 305 Oak St was $2,599.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBoone County
MunicipalityAshland City
Unified School DistrictSouthern Boone County R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,879 (-) Land $1,995 Building $34,884
2025$2,599.00$36,879 Land $1,995 Building $34,884$194,100 Land $10,500 Building $183,600
2023$2,278.00 (+7.1%)$32,205 Land $1,995 Building $30,210$169,500 Land $10,500 Building $159,000
2022$2,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND PWS
serves 4,999 people · EPA ID MO3010033
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
FireServe
Fixed Wireless · not low latency
100 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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