305 North Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 305 North Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,008 sqft · built 1979
Lot Size	0.188 acres (8,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (May 2021)
Tax Bill	$12,828 (2025)
Deeds & Mortgages	May 2026 Transfer Jul 2025 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`00093420-002000`

Property Details

APN / Parcel Number

Primary APN	`00093420-002000`
Alternative APNs	`18633800093420002000` `1108197`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,008 sqft Living Area
1st Floor Area	1,728 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	8,200 sqft (0.188 acres)
View / Lot	Canal
Garage Type	Covered
Garage Area	676 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	572 sqft
Patio Area	1,764 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1108197
Street Address	305 NORTH DR
City	ISLAMORADA
State	FL
Zip	33036-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	18 63 38 PLANTATION KEY OR LONG ISLAND PT LOT 6 AND 7 PB1-101 (LOT 21 UNRECORDED PLANTATION LAKE ESTATES) OR790-1020 OR984-1171/72 OR1119-1735/36 OR1123-639/40 OR1238-2203/04 OR2895-385/88 OR3098-0151 OR3098-0160 OR3098-0163
Legal Range	38E
Legal Township	63S
Legal Section	18
Legal Subdivision	PLANTATION KEY
Legal Lot Number	6-7,2
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	970800

Owner

Source: Monroe County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 NORTH DR, ISLAMORADA, FL 33036-3123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Correction Deed NONE LISTED ON DOCUMENT
Jul 10, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 17, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 17, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Aug 1, 1986 · Amount on Record
Deed Document Number	20212320152
Deed Book / Page	3098 / 151
Prior Transfer Date	May 5, 2021
Prior Transfer Doc	0030980160
Record Updated	Oct 29, 2026

May 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	May 29, 2026
Property Address	305 NORTH DR, ISLAMORADA, FL 33036-3123
Document Number	0002545249
Book / Page	3383 / 567
Instrument Date	May 7, 2026
Instrument	20262545249
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 NORTH DR, ISLAMORADA, FL 33036-3123

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jul 10, 2025
Property Address	305 NORTH DR, ISLAMORADA, FL 33036-3123
Document Number	0033341844
Book / Page	3334 / 1844
Map Reference	MB 1 PG 101
Instrument Date	Jun 28, 2025
Instrument	2507450
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 NORTH DR, ISLAMORADA, FL 33036-3123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 NORTH DR, ISLAMORADA, FL 33036-3123

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 17, 2021
Property Address	305 NORTH DR, ISLAMORADA, FL 33036-3123
Document Number	0030980151
Book / Page	3098 / 151
Map Reference	MB 1 PG 101
Instrument Date	May 12, 2021
Instrument	2320152
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 NORTH DR, ISLAMORADA, FL 33036-3123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 NORTH DR, ISLAMORADA, FL 33036-3123

Mortgage

Document Number	0003098166
Date	May 17, 2021
Instrument	3098/166

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2050

Interest

Rate	2.87%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	May 17, 2021
Property Address	305 NORTH DR, ISLAMORADA, FL 33036-3123
Document Number	0030980160
Book / Page	3098 / 160
Map Reference	MB 1 PG 101
Instrument Date	May 5, 2021
Instrument	2320155
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4308 LAKE SHORE DRIVE, 4308, DEERFIELD BEACH, FL 33442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 NORTH DR, ISLAMORADA, FL 33036-3123

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	May 17, 2021
Property Address	305 NORTH DR, ISLAMORADA, FL 33036-3123
Document Number	0030980163
Book / Page	3098 / 163
Map Reference	MB 1 PG 101
Instrument Date	Apr 28, 2021
Instrument	2320156
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 BRITWELL COURT, TAMPA, FL 33624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 NORTH DR, ISLAMORADA, FL 33036-3123

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 8, 2018
Property Address	305 NORTH DR, ISLAMORADA, FL 33036-3123
Document Number	0028950385
Book / Page	002895 / 000385
Instrument Date	Mar 7, 2018
Instrument	2158622
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	305 NORTH DR ISLAMORADA FL 330363123, ISLAMORADA, FL 33036-3123

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,828.00 (-13.27%)	$1,319,993 (-20.63%) Land $865,469 Building $454,524	$1,319,993 (-20.63%) Land $865,469 Building $454,524
2024	$14,791.00 (+5.54%)	$1,663,024 (+5.48%) Land $1,217,454 Building $445,570	$1,663,024 (+5.48%) Land $1,217,454 Building $445,570
2023	$14,015.00 (+17.87%)	$1,576,648 (+33.18%) Land $1,159,480 Building $417,168	$1,576,648 (+33.18%) Land $1,159,480 Building $417,168
2022	$11,890.00	$1,183,834 Land $807,495 Building $376,339	$1,183,834 Land $807,495 Building $376,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 624 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,096 units insured incl. 472 condo units
Nearby Flood Claims	190 (1982–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 87 claims Hurricane Wilma, Oct 2005 · 60 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications.

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