Ocean County and Lacey Township property record for 305 Nora Ct, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,337 sqft · built 1970 |
| Lot Size | 0.122 acres (5,294 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Apr 2021) |
| Tax Bill | $9,849 (2025) |
| Deeds & Mortgages | Oct 2018 Reverse Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00220-0000-00054 |
| Primary APN | 13-00220-0000-00054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| 1st Floor Area | 1,337 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,294 sqft (0.122 acres) |
| Lot Width | 56 ft Width |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00018710 |
|---|---|
| Street Address | 305 NORA CT |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 56 X IRR 55 |
| Legal Subdivision | INCL |
| Legal Block | 220 |
| Legal Lot Number | 54 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 732104 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 NORA CT, FORKED RIVER, NJ 08731-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2018 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Oct 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2021 · Amount on Record |
| Deed Sale | Apr 5, 2021 · Amount on Record |
| Prior Sale | May 30, 1996 · Amount on Record |
| Deed Document Number | 202150416 |
| Deed Book / Page | 18399 / 1475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 305 NORA CT, FORKED RIVER, NJ 08731-5102 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0172690059 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 17269/0059 |
| Instrument | 2018101077 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | EDMOND, OK 73013 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 908 Months |
| Due | Jun 13, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.16% |
| Type Change Date | Nov 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 305 NORA CT, FORKED RIVER, NJ 08731-5102 |
| Document Number | 0172690074 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 305 NORA CT FORKED RIVER NJ 087315102, FORKED RIVER, NJ 08731-5102 |
| Document Number | 0172690074 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 017269/000074 |
| Instrument | 101078 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 912 Months |
| Due | Oct 14, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.16% |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,100 (-) Land $230,500 Building $129,600 | $360,100 (-) Land $230,500 Building $129,600 | |
| 2025 | $9,849.00 (+7.95%) | $360,100 (+3.12%) Land $230,500 Building $129,600 | $360,100 (+3.12%) Land $230,500 Building $129,600 |
| 2024 | $9,124.00 (+15.46%) | ||
| 2023 | $349,200 Land $230,500 Building $118,700 | $349,200 Land $230,500 Building $118,700 | |
| 2022 | $7,902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 295 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 230 (1979–2024) |
| Claims Outside the SFHA | 2 of 230 |
| Most Recent Claim | Jan 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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